Can I take into account my investments, my securities, term or savings accounts to borrow?

Yes, the assets placed in securities, savings, term or deposit accounts can be taken into account to assess your contributory capacity.

Do I have to change banks to get a loan from CPE?

No way. The amount of your credit is paid to your usual current account.

I don't have much income. Can I take into account my family allowance to increase my borrowing capacity?

No. The law does not allow child benefit payments to be used for credit purposes.

Is it possible to prepay?

Yes, this is a right inherent in any type of loan.

During the house purchase period, is it possible to change notary?

Yes, you can always decide to change notary during the sales procedure but the notary who will take over will only intervene after you have paid the fees of your previous notary in full. In this case, there will be a sharing of fees and costs.

I am a foreign national. Can I get a loan from CPE?

Of course. A large majority of our customers are not Belgian.

How long do I have to wait to get an answer on my credit application?

We introduce your file to one of our financial partners who will give us an answer within 24 hours.

Dismissal: What are the consequences on current credit?

Warning, borrowing money also costs money.

+32(0)65/84.02.03

I just got laid off. What are the consequences on my current credit?

In Belgium, we cannot postpone a payment deadline. If you have lost your job, you should contact us immediately. We can offer you a solution to settle your outstanding credit and offer you a new one. By doing so, we will already gain a deadline.