Calculate your notary costs online

1My project

I want to borrow:

2 Calculating deed of sale and credit costs:

Please fill in the information below and provide us with details of your project so that we can provide you with an accurate simulation

Region of the residence ?*

3 Additional Information

Do you have a second property to use as collateral?

YES NO

Are your parents or close family members willing to assist you?

YES NO

4 My simulation

Choose the type of interest rate and the duration

CChoose the type of interest rate

Result of my simulation

Fixed rate

1/1/1 Variable rate

5/5/5 Variable rate

10/5/5 Variable rate

Accordion

This information is provided for information purposes only and in no way obliges Finday to grant the credits indicated or to apply the rates indicated. This is not an offer. We invite you to make an appointment at our offices to receive the APR (Annual Percentage Rate) that best suits your situation.

Some of the rates mentioned depend on several criteria (Percentage <= 80% - Disposable income excluding charges 1,500€ for a single person, 2,000€ for a household - Ratio of charges to income <= 40% - Domiciliation of income - Home insurance and outstanding balance with the designated organization - Additional reduction of 0.15% - subject to acceptance of the file by the banking organization and any other aggravating factor (litigation, mediation, seizure, etc.)).

Calculate your deed of sale and deed of purchase costs here

These calculations are indicative. They are based on a simplified formula, which does not take into account any allowances or reductions. Many other elements can influence the result. Contact your notary for more information.

A brief word of explanation on the method of calculation:

Registration fees vary depending on where you live. You may be able to get a reduced registration fee rate if you buy a modest house. In Flanders, the rate is 5% and in Wallonia 6%. The modest dwelling depends on your cadastral income and the number of dependent children:

Cadastral income of €745 if you have no more than 2 dependent children;
Cadastral income of €845 if you have 3 or 4 dependent children;
Cadastral income of €945 if you have 5 or 6 dependent children;
Cadastral income of €1045 if you have 7 dependent children or more.

Registration fees are a tax that is linked to the registration of a property sale in Belgium.

Notary fees are set by Royal Decree and are the same for all notaries.

The amount of registration fees and notary fees are provided for by law. The notary calculates them in relation to the sale price of the property. They are collected by the notary who will then pay them to the tax authorities concerned. It should be noted that these costs vary depending on whether the property is located in Wallonia, Flanders or Brussels.

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