Finance your mobility with ease

In addition to the standard documents (ID, proof of income, bank statements), the key document for a mobility loan is the proof of purchase. This is most often the:

• Signed purchase order, provided by the dealership or garage.
• Or the pro-forma invoice for the vehicle.

This document proves that the funds will be “earmarked” for the purchase of the vehicle, which allows us to offer you a more attractive interest rate (APR) than a classic personal loan.

The loan application process is almost identical whether you are buying a new or used vehicle. In both cases, it is a specific-purpose loan requiring a purchase order.

However, the terms may sometimes vary slightly:

• Interest rate: Some lenders offer slightly lower rates for new or very recent vehicles.
• Maximum term: The maximum repayment term may be shorter for an older used vehicle.

Our simulator and advisors will give you the exact terms based on your specific project.

Once your loan application is approved and the contract is signed electronically, the process is very fast. The funds are not paid into your account, but directly to the seller (dealership, garage) upon presentation of the final invoice.

This simplifies things for you: you don’t have to manage the transfer yourself. As soon as the seller sends us the invoice, we proceed with the payment so you can take possession of your vehicle as soon as possible.

Yes, this is often possible and is sometimes referred to as 110% financing. This allows you to include related costs associated with the vehicle purchase in your loan.

You can generally finance:

• The purchase price of the vehicle (including VAT).
• The registration tax.
• The first year’s insurance costs.
• A set of accessories (winter tires, tow hitch…) if they are listed on the purchase order.

Discuss this with your advisor to define the total amount to borrow that will cover all your needs.