Warning, borrowing money also costs money.
Equip your dream kitchen without delay with an appliance loan
Easily finance the purchase of your new refrigerator, dishwasher, oven, or all the high-tech equipment for a modern and high-performance kitchen. Our appliance loan, a targeted consumer credit solution, allows you to simulate your financing and bring your project to life quickly.
Simulate my financingLegal Notice
** A loan commits you and must be repaid. Check your repayment capabilities before committing. The rates indicated are for information purposes only and subject to approval of your application.
The Appliance Loan: The key to a modern and functional kitchen
The Appliance Loan is a type of installment loan (or consumer credit) specifically designed to finance the purchase of your household appliances. It gives you the option to spread a large expense over several months, allowing you to access quality equipment without heavily impacting your immediate cash flow.
A few examples of projects that can be financed with an Appliance Loan:
- Urgent replacement: your washing machine or refrigerator broke down? Finance its replacement without waiting.
- Complete equipment for a new kitchen: built-in oven, induction hob, extractor hood, microwave, dishwasher.
- Upgrading and energy efficiency: invest in A-rated appliances to reduce your electricity bills.
- Small appliances and comfort: multifunction food processor, high-end coffee machine, wine cellar.
- Home automation and connected devices: smart refrigerator, connected oven, for a kitchen of the future.
Thanks to our simple and fast online simulation, you can immediately estimate:
- The total budget for your new equipment.
- The monthly payment that fits perfectly into your finances.
- The most comfortable repayment term for you.
Accessible and fast, the Appliance Loan gives you the power to modernize your home, improve your quality of life, and save on energy, all in a financed and controlled way.
Free • No obligation • Quick initial response
Why choose a loan for your appliances?
Opting for dedicated financing for the purchase of your household appliances offers many concrete advantages:
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Preserve your savings: Don’t dip into your savings meant for emergencies or other projects. The loan allows you to smooth out the financial impact of your purchase.
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Access better quality equipment: Don’t compromise on performance, durability, or energy efficiency. Financing gives you access to higher-performing models that you might not have been able to buy outright.
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A quick solution in case of emergency: Your fridge breaks down? Quickly get the necessary funds to replace it without disrupting your monthly budget.
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Finance your entire project: The borrowed amount can cover not only the appliances but also delivery fees, installation costs, and any extended warranties.
With the Appliance Loan, you turn a major expense into a controlled and smart investment for the comfort and modernity of your home.
How to finance your new appliances in 5 steps?
Our process is designed to be simple, fast, and transparent.
1. Online Simulation
Use our simulator to define the budget for your new equipment and choose a suitable repayment term. Get an instant estimate of your monthly payment.
2. Application and File
Fill out the online application form. Prepare your documents: ID card, recent pay slips, bank statements.
3. Analysis and Response
Our advisors analyze your file. You receive an initial response quickly, often in a few minutes or hours.
4. Contract Signing
If you are happy with the offer, sign the contract, often electronically for speed. You can then purchase your appliances.
5. Disbursement of Funds
After final approval, the funds are transferred to your bank account, usually within 48 business hours, to pay for your purchases.
Our expert advisors are available at every step to guide you and help you choose the best financing solution for your kitchen.
Flexible financing for a tailor-made project
Our Appliance Loan is designed to best fit your budget and the scope of your equipment project:
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Fixed interest rate: Benefit from constant monthly payments throughout the loan term. You know exactly how much you pay each month, with no surprises.
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Flexible repayment term: Spread your payments over a period that suits you (from 12 to 84 months or more), to get a monthly payment that respects your repayment capacity.
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Possibility of early repayment: The law allows you to repay all or part of your loan before the due date, allowing you to save on future interest.
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No mandatory proof of purchase (often): As this is a personal loan, you receive the funds and are free to choose your vendor and models, without needing to provide an invoice upfront.
This flexibility is essential to allow you to carry out your equipment project with complete peace of mind, while maintaining full control of your finances.
A smart investment for your comfort and your wallet
Buying new appliances isn’t just an expense, it’s an investment in your daily life that can even generate savings.
Think energy savings
A loan can allow you to opt for a refrigerator or washing machine with a better energy label rating. The extra cost at purchase is often offset by savings on your electricity bills.
Aim for durability
By financing your purchase, you can choose brands known for their reliability and longevity. A good investment today to avoid costly breakdowns and replacements tomorrow.
Benefit from expert advice
Our advisors help you define the most suitable budget for your project, taking into account your repayment capacity, so that your investment remains a pleasure, not a burden.
By planning your financing wisely, you sustainably improve your quality of life while optimizing your household budget management.
Testimonials: they modernized their kitchen with us
“Our old fridge gave out in the middle of a heatwave! Thanks to the appliance loan, we were able to buy a new, very energy-efficient fridge-freezer in less than 48 hours. The online process was super simple, and we didn’t have to touch our savings.”
“We dreamed of completely redoing our kitchen. The financing covered everything: oven, induction hob, hood, and even the coffee machine of my dreams! Seeing our project come to life so easily was fantastic.”
Our clients regularly highlight:
- The speed in resolving an urgent situation (breakdown).
- The flexibility to buy the desired equipment without compromise.
- The clarity of the monthly payments, which allows for good budget management.
A well-suited loan transforms a costly purchase into a simple and accessible project, for a more beautiful and functional kitchen every day.
Appliance Loan FAQ
Find answers here to frequently asked questions about financing your kitchen and household appliances. A simple solution to equip your home without waiting.
The Appliance Loan is an unsecured personal loan (or installment loan), which means it is a consumer credit designed to finance the purchase of household equipment. In concrete terms, you borrow a sum of money to buy your appliances and repay it in fixed monthly installments over an agreed period.
It can cover the purchase of:
- Major appliances: refrigerator, freezer, washing machine, dryer, dishwasher, oven, cooker, hob, extractor hood…
- Small appliances: food processor, coffee machine, microwave, vacuum cleaner…
- TV & Hi-Fi equipment: television, home cinema…
Its main strength is its flexibility: you can buy one or more appliances, from different brands and from the retailer of your choice.
Financing your appliances via a loan has several strategic advantages:
- Preserve your emergency savings: You don’t have to empty your savings account for a large purchase. Your savings remain available for real emergencies.
- Spread out the expense: Instead of a large one-time payment, you spread the cost over several months with monthly payments tailored to your budget, which is easier to manage.
- Access better quality: Financing allows you to choose more efficient, durable, or energy-saving appliances, which can be a better long-term investment.
- React quickly in case of a breakdown: If an essential appliance breaks down, a loan is a quick solution to replace it without waiting and without unbalancing your finances.
In the vast majority of cases, the Appliance Loan is an unsecured personal loan. This means you are not required to provide a quote or invoice to justify your purchase at the time of application or to receive the funds.
You receive the sum of money in your account and are free to use it to buy the equipment of your choice, from any retailer(s) you wish. This flexibility allows you to compare prices, take advantage of promotions, or even buy second-hand equipment if you desire.
Yes, absolutely. When you apply for your loan, you determine a total amount. This amount should cover all your needs. You can therefore include:
- The purchase price of the appliance(s).
- Delivery fees.
- Installation costs (particularly useful for built-in equipment).
- The cost of a possible extended warranty.
Borrowing a lump sum allows you to cover all costs related to your equipment project with a single financing solution and a single monthly payment.
To analyze your repayment capacity and build your file, the documents usually required are as follows:
- Proof of identity: A copy of your valid ID card or passport.
- Proof of income: Your last pay slips (usually the last 2 or 3), or your latest tax assessments if you are self-employed.
- Proof of expenses: Recent bank statements showing the payment of your rent or mortgage, as well as any other current loans.
Preparing these documents in advance can significantly speed up the processing of your loan application.
The process is designed to be very fast. Once your file is complete and approved, and after the credit agreement is signed (which can often be done electronically), the funds are usually transferred to your bank account within 24 to 48 business hours.
This speed is a major asset, especially if you need to replace a broken appliance urgently.