Mortgage loans 125 %
You have taken the decision to purchase your house. You do not have enough savings to finance the notary fees. You want to finance the purchase price and, of course the notary fees. With the Mortgage loan 125%, finance the entire purchasing cost of your house, including notary fees.
At European Popular Credit, we are present and enjoy and justify an experience on the real estate market since 1998.
Objectives of mortgage loan 125% ?
Financing the acquisition of your house and the all legal fees including contingent initial deposit to pay during the preliminary purchase agreements. Our current interest rate starts from 3.5%. We can offer special conditions to buyer candidates under 35 years old and in case of first acquisition. Duration of the refund may vary from 15 to 30 years.
- Who can suscribe for a mortgage loan 125%
Everyone who considers to acquire real estate in Belgium.
- Mortgage loan 125% conditions ?
To live in Belgium, in France or in Luxembourg.
To work in Luxembourg or in Belgium since 1 year at least
To receive income in Belgium or Luxembourg
To buy a property in Belgium and occupy the building and therefore live in Belgium
To have seizable income
To have an ID card or valid resident permit in Belgium or in Luxembourg
Not to be involved in credit litigation.
The CPE asse
- We offer you free and personalized analysis of your request
- We have advantageous rate for people under the age of 35 who envisage to make their first acquisition
- We provide you an agreement in principle within 48 hours
- We envisage with you the best formula which meets your budget
- Our experience permitted us to acquire privileged partnership.
To buy a building has a cost. Firstly, the purchase price of course but added to it, there are registration fees, notary’s fees and legal costs of loan agreement.
Registration fees are taxes that you shall provide to the State once you have to register your notarial deed of sale. The amount of fees is calculated on the basis of the sales price and the cadastral income. They also vary according to the regions. The notary’s fees depend on the goods value.
The notary calculates his honorarium on the basis of the property value and the legal costs of loan agreement.
Legal costs of loan agreement are related to the necessary amount of loan for the purchase of the property and are registered in the mortgage office.
In order to help you, the European Popular Credit provides you with a costs calculator which permits you to have an initial idea of the global costs related to the real estate transaction.