You must first be divorced to consider this solution or have a separation of property agreement. You can take out a loan to buy out your former spouse’s share. If you have a mortgage in both names, you can continue to repay it alone if your income is sufficient to cover the initial monthly payment (credit disassociation), which requires the agreement of the lending bank. If the monthly payment proves to be too high, we could refinance the remaining balance of the mortgage over a longer period with another bank.