Simulate your credit online
A quick overview of the question….
How long will it take to get cash in my bank account?
Do you need money quickly? Don’t believe the advertisements that tell you you’ll have your money in 5 minutes… or the same day. You will have to wait a minimum of three days to get your money, which in itself is already fast.
How does it work?
Very simply. You contact one of our brokers by phone or submit your online application. After gathering all the information, our broker submits your application to one of our financial partners. We can get the preliminary response in a few hours.
As soon as we have a positive response, we schedule an appointment at one of our agencies to provide you with information about your credit contract and proceed with the signing.
We verify all your supporting documents.
Once the contract is signed, it is sent back to our financial partners. Like any bank transfer, you will have to wait between 24 and 48 hours for the money to actually be in your current account.
Is there a limit on the amount to get money quickly?
Absolutely not. It all depends on your contributive capacity, meaning the quality of the guarantees you offer. Thus, the number of credits you have in progress, the amount of your salary, the quality of your unencumbered mortgage guarantees, etc., will be taken into account.
What supporting documents do I need to provide?
When signing the credit contract, our brokers will verify:
- Your identity card;
- Your residence card (for foreigners residing in Luxembourg);
- Your last three pay slips;
- Your bank statements where your salary is deposited;
- Your property titles;
- The credit information systems allow us to verify whether you have ongoing credits and if the repayments are regular. We are immediately informed in case of disputes or listing at the National Bank of Belgium.
Can I receive the money in cash?
Absolutely not for security reasons. The borrowed money is always transferred to a bank account.
When do I have to start repaying the first installment?
At the latest, one month after signing your credit contract. Your next monthly repayments will always be made before this same date.
Any other questions?
Our brokers are at your service…
Simulate your credit online