Solutions for Individuals Listed at the National Bank of Belgium
Being listed at the National Bank of Belgium can lead to major financial complications. Discover our tailored solutions to get out of this situation and regain your financial freedom, even if you are a homeowner.
Listed? We have solutions…
Failing to repay your credit for more than two installments will inevitably lead to your listing with the National Bank of Belgium. The consequences can be unfortunate… Read the following information carefully.
We are at your disposal for any further information.
Listing at the National Bank of Belgium
Did you know that:
- Every credit taken out must be registered with the Central Credit Register for individuals by your lending institution. The Central Credit Register for individuals is a division of the National Bank of Belgium. Its mission is to combat over-indebtedness.
- If you fail to pay your premium for 3 consecutive months, your lending institution is legally obliged to report your credit or loan contract to the National Bank of Belgium, which will proceed with your listing.
- When you are listed at the National Bank of Belgium, your file is sent to the litigation department of your lending institution, which will try to find a solution with you to recover its money or, failing that, will initiate legal proceedings that may lead to the forced recovery of the unpaid credit balance from your assets. This may involve the seizure of your assets and a public sale.
- As long as your credit is not settled, you remain listed at the National Bank of Belgium, with the consequence that no credit institution (bank or broker) will be able to lend you money. You can no longer borrow.
- Once you have settled your credit, the lending institution is legally obliged to request the National Bank of Belgium to remove your listing.
- You will have to wait 15 months after the removal of your listing to be able to take out a new credit or apply for a new loan.
Being listed is therefore a delicate situation. However, Crédit Populaire Européen can offer you solutions to get out of this embarrassing situation:
We offer you:
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- If you are a homeowner, to grant you a homeowner credit by taking out mortgage guarantees on your property.
Discover our solutions based on your projects
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What our customers say
Je suis ravie d’avoir contacter vos services, je suis touchée de ce côté professionnel en même temps humain , un énormément merci pour votre réactivité Madame Alonso y Redondo Anaïs, pour votre professionnalisme et savoir faire .Un tout grand merci à Monsieur Debacker Laurent pour votre patience, professionnalisme, ponctualité,Tout est passé a merveille.Bravo 👏
Après plusieurs mois de recherche et de refus chez plusieurs banquiers et courtiers, je suis tombé par hasard sur le site internet du Crédit Populaire Européen(CPE) où j’ai introduit une demande en ligne. Mon dossier à été attribué à madame Hamrouni qui, après une analyse approfondie de notre situation m’a redonné espoir. En 48h elle avait trouvé une solution pour nous avec un meilleur taux. Je recommande le CPE de Mons et madame Hamrouni en particulier pour son dévouement dans son travail.Merci encore pour tout.
Suite à mon récent entretien avec Monsieur Glorieux Christopher, je suis convaincue que son nom prédestinait déjà le succès dans le traitement de notre dossier. Son professionnalisme et sa patience semblent inépuisables, presque magiques, comme s’il avait été trempé dans un chaudron de sérénité ! Ils sont tous exceptionnels, d’une patience sans bornes, prenant le temps de tout expliquer et restant toujours disponibles pour d’éventuelles questions. Un grand merci également aux secrétaires, ou devrais-je dire assistantes, pour leur incroyable gentillesse. Mes remerciements les plus chaleureux à Madame Delrée Ludivine et à Monsieur Glorieux Christopher, pour votre professionnalisme et votre excellence sans faille. 🌟👏 Vous faites toute la différence ! 🙌💐
Après avoir comparés plusieurs banques et courtiers, notre choix fut rapidement fait pour notre crédit.Madame Traversin, en plus de se montrer très efficace, disponible, bienveillante et réactive, nous a tout expliqué très clairement, s’est assurée de notre compréhension et a répondu à toutes questions concernant notre dossier.Le crédit a été rapidement accepté et nous nous sentons soutenus dans toutes les démarches.
Merci pour votre professionnalisme et votre amabilité 🌷Ma reconnaissance se dirige tout particulièrement vers Madame HAMROUNI qui a su trouver la solution à tout ce qui me semblait irréalisable.Je la recommande vivement pour tous vos projets quels qu’ils soient.De plus, elle est sympa…ce qui ne gâche rien 😊👍
Need funding?
I am carrying out my, project
Simulating a loan with CPE Crédit is simple and fast:
- Go to our loan simulator.
- Select the type of project you want (personal loan, car loan, home improvement, loan consolidation, etc.).
- Enter the desired amount and term.
- Immediately get an estimate of your monthly payments and the total cost of the loan.
- If the offer suits you, you can submit your application online.
We offer several financing solutions tailored to your needs:
- Personal loan
- Car loan
- Home improvement loan
- Loan consolidation
- And much more…
To complete your loan application, you will generally need to provide the following documents:
- Valid ID (identity card or passport).
- Proof of income (pay slips, tax notice, etc.).
- Proof of address.
Addresses:
- Mersch Agency – 12, Grande-Duchesse Charlotte Street
- Esch-sur-Alzette Agency – 56, Rue de la Libération
- 📞 Phone: +352/24.55.99.99
- 📧 Email: info@cpe-credit.com
- 🌐 Website: www.cpe-credit.com
Applying for your loan with CPE Crédit is fast, simple, and 100% secure thanks to our simulator:
- Simulate your project with our tool:
- Select the type of project you want.
- Enter the amount and term to estimate your monthly payments in seconds.
- Receive a summary of your request instantly.
- If the offer suits you, continue to the next step.
- Fill out the loan application form with your details.
- Get an instant preliminary response – it’s free and with no obligation!
The rate applied to your loan depends on several factors, including:
- ✔ The type of loan (personal, car, home improvement, loan consolidation, etc.).
- ✔ The amount borrowed – the higher the amount, the more the conditions may vary.
- ✔ The repayment term – a longer loan can affect the interest rate.
