National Bank of Belgium (N.B.B.)
Discover the fundamental role of the National Bank of Belgium in credit and monetary policy.
When you take out a loan, your lending institution (bank or financial institution) is required to report this loan to the Central Credit Register managed by the National Bank of Belgium. If two installments are not paid, the loan is reported to the register, and you will be listed.
Each broker has access to this database and can view all ongoing loans as well as any reported payment defaults. Being listed means that no loan can, in principle, be granted, although alternative solutions may exist.
What is the National Bank of Belgium?
Currency Issuance
The N.B.B. is responsible for issuing coins and banknotes in Belgium, ensuring their circulation in the economy.
Central Balance Sheet Office
The N.B.B. collects and analyzes the annual accounts of almost all Belgian companies.
Credit Registers
The Central Credit Register for individuals combats over-indebtedness, while the one for businesses assesses the risks of professional loans.
Services to the State
The N.B.B. offers various services to the State, particularly in monetary policy and public finance management.
Key Role in European Monetary Policy
As a member of the Eurosystem, the National Bank of Belgium contributes to the implementation of the eurozone’s monetary policy.
Learn more