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International Travel Loan: Your Passport to the World
Dreaming of exotic destinations or an unforgettable trip around the world? Whether you want to explore Bali, the West Coast of the USA, or the Caribbean beaches, plan your vacation abroad with complete peace of mind thanks to our travel loan, tailored to your budget.
Simulate your adventure abroadLegal Notice
** A loan commits you and must be repaid. Check your repayment capabilities before committing. The rates indicated are for information purposes only and subject to approval of your application.
Fund Your Far-Flung Adventures with the International Travel Loan
The International Travel Loan is a personal loan designed to bring your international escape dreams to life. It allows you to finance your entire project, from plane tickets to on-site activities, without dipping into your emergency savings. You then repay the amount at your own pace, through fixed monthly payments over a chosen term.
Our loan finances all the best trips:
- Round-the-world trip or sabbatical year: the budget you need for a long-term adventure.
- Road trip in the USA or Canada: car rental, gas, hotels, and national parks.
- Exotic stay in Asia: explore the temples of Bali, the beaches of Thailand, or the cities of Vietnam.
- Dream vacation in the Caribbean: all-inclusive stays, cruises, or relaxing on the white sand.
- Adventure in South America: trekking in Peru, discovering Patagonia, or exploring Colombia.
Our online loan simulation is your first step towards adventure. It lets you know:
- The total amount you can dedicate to your trip abroad.
- The ideal monthly payment that protects your daily budget.
- The perfect repayment term to travel with peace of mind.
Don’t wait any longer to book the trip of your dreams. The International Travel Loan gives you the means to go now and pay later, comfortably.
Free • No obligation • Quick initial response
The benefits of a loan for your travels beyond borders
The International Travel Loan is the ideal solution to finance your international projects thanks to its unique advantages:
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No proof of purchase required: Use the funds as you wish, whether for international flights, hotels, visas, local activities, or even pocket money in foreign currency.
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100% online application: From simulation to electronic signature, everything is done remotely. Perfect for grabbing a flight deal or a promotional stay without waiting.
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A tailor-made budget: Borrow the exact amount for your project, from a city trip in Europe to a complete round-the-world tour. Monthly payments, rate, and term are fixed in advance for total control.
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Total transparency: Our simulator gives you a clear view of the APR (Annual Percentage Rate), the total cost of the credit, and the repayment amount. No unpleasant surprises.
Thanks to these benefits, you can plan and finance your great adventure with complete confidence and serenity.
Your Passport to a Trip Abroad in 5 Simple Steps
Follow these steps to make your international travel project a reality.
1. Simulate your project
Use our simulator to define the budget for your adventure abroad and choose the monthly payment that suits you best.
2. Complete your application
Fill out our secure online form in just a few minutes. Have your documents (ID, proof of income) ready.
3. Get a quick response
Our experts analyze your file. You’ll receive an initial response very quickly, often within minutes.
4. Sign your contract
After final approval, sign your contract electronically, securely, and without leaving your home.
5. Take off!
The funds are transferred to your account after the legal waiting period. All that’s left is to book your trip and pack your bags!
Tailor-made conditions to explore the world with peace of mind
A trip abroad needs preparation. Our financing solutions are designed to offer you total peace of mind:
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A fixed rate for perfect clarity: Your monthly payments will never increase. Ideal for managing your budget, even during a long trip.
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A flexible repayment term: Choose to spread your payments over several years for a round-the-world trip, or repay faster for a city trip, to keep your monthly payments under control.
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Early repayment possible: In accordance with the law, you can repay all or part of your loan before the due date if your situation allows.
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Optional insurance: For maximum protection far from home, consider an outstanding balance insurance. It covers your repayments in case of a serious unforeseen event.
This flexibility allows you to finance an unforgettable adventure without ever compromising your financial stability.
How to Properly Budget for a Trip Abroad
A well-financed long-distance trip is a successful trip. Here’s how our loan helps you anticipate everything.
Anticipate All Costs
The loan allows you to cover all costs: flights, accommodation, but also visas, vaccines, travel insurance, car rentals, and spending in local currency.
Keep Your Savings Intact
Don’t dip into your emergency savings. Finance your adventure while keeping an essential safety net, especially when you’re far from home.
Benefit from Our Expertise
Our advisors help you define the ideal amount and term for your project, whether it’s a road trip or a round-the-world tour. Get optimized financing.
By planning intelligently, you give yourself the freedom to enjoy every moment of your adventure, without financial stress before, during, and after your return.
They made their dream getaway a reality with us
“Our dream was a road trip on the US West Coast. Thanks to the Travel Loan, we were able to finance the van rental, the flights, and the budget for the national parks. The online application was super simple and fast, which allowed us to book everything with peace of mind. Memories for a lifetime!”
“I was preparing for my first big solo trip to Asia, heading to Bali. The loan allowed me to leave with a comfortable budget to really enjoy the on-site activities without counting every euro. It was reassuring to know my financing was settled before departure.”
What our globetrotting clients appreciate most:
- The simplicity of financing a complex project like a long-distance trip.
- The peace of mind of leaving with a budget that’s fully under control.
- The speed to avoid missing out on a great flight deal.
A well-prepared travel loan is the key to turning a dream getaway into an unforgettable adventure.
FAQ: International Travel Loan
All the answers to your questions about financing your international travels. Discover how our loan helps you explore the world.
The International Travel Loan is a personal loan, just like a classic holiday loan. The main difference lies in its focus: it’s designed for projects that are often larger and more complex. It allows you to budget for specific international travel expenses like long-haul flights, visas, travel insurance, or organized tours, while offering the same flexibility of use without needing proof of purchase.
Yes, absolutely. That’s one of the major advantages of a personal loan for a trip abroad. You can include in your total budget:
- Transportation: plane tickets, trains, van or car rental.
- Accommodation: hotels, Airbnb, hostels.
- Administrative and health costs: visas, passport, mandatory vaccines.
- Insurance: travel insurance, cancellation, repatriation assistance.
- On-site expenses: activities, excursions, restaurants, pocket money.
The basic criteria are the same as for any personal loan:
- Be of legal age and reside in Belgium or Luxembourg.
- Provide proof of stable and sufficient income.
- Have an adequate repayment capacity (a reasonable debt-to-income ratio).
- Not be listed by the National Bank of Belgium for payment defaults.
For a large-scale project like a round-the-world trip, the analysis will particularly focus on the stability of your financial situation and your ability to handle the monthly payments over the chosen term. Each application is reviewed individually.
We strongly advise you to apply for your loan BEFORE making any financial commitments (booking flights, hotels, etc.). The ideal procedure is:
- Simulate to get a clear idea of your budget.
- Submit your official application and wait for the final approval from the lender.
- Once the contract is signed and you have received the funds, book your trip with peace of mind.
This protects you and prevents you from losing deposits if, for any reason, your loan application is not successful.
A personal loan is often more advantageous for financing a trip abroad:
- A lower interest rate: The APR of a personal loan is generally much lower than that of credit lines associated with credit cards. On large amounts, the cost difference is significant.
- A clear and controlled budget: With a loan, you have fixed monthly payments and a fixed term. It is a structured debt. A credit card with its “revolving” system can tempt you to repay only the minimum, which extends the debt and drastically increases its total cost.
- Preservation of your card limit: Using a loan for the bulk of the budget allows you to keep your credit card limit available for small daily expenses or emergencies on the spot.