Warning, borrowing money also costs money.
Craving freedom on two wheels? Whether you’re dreaming of a custom, sport, or roadster motorcycle, discover our motorcycle loan solutions designed to make the purchase of your new machine a reality, tailored to your needs and budget.
Simulate the financing for your future motorcycle
** A loan commits you and must be repaid. Check your repayment capabilities before committing. The rates indicated are for information purposes only and subject to approval of your application.
The Motorcycle Loan is an earmarked loan, the ideal solution for financing the purchase of your new motorcycle. It offers you advantageous conditions to acquire the machine that thrills you, while keeping your budget under control. This financing is the first step in turning your dream of freedom into a reality.
Our online motorcycle loan simulation allows you to evaluate in just a few clicks:
To release the funds, a purchase order from the dealership is required. This commitment often guarantees a lower interest rate than a standard personal loan, making the purchase of your new motorcycle more accessible.
Free • No obligation • Quick initial response
The Motorcycle Loan is the best way to acquire a new machine. Here’s why:
These advantages make the Motorcycle Loan the smartest financing solution to get behind the handlebars of your new ride with peace of mind.
From simulation to handing over the keys, our process is optimized to get you on the road quickly.
Use our simulator to define the ideal amount and term for your new motorcycle project. Get a clear estimate.
Fill out the online form. Prepare your documents and the purchase order from the dealership for your future motorcycle.
Your application is reviewed by our motorcycle financing experts. You will receive an initial response as soon as possible.
After review, you will receive a loan offer. If it suits you, you can sign it, often 100% electronically.
The funds are transferred directly to the dealership. All you have to do is pick up the keys to your new motorcycle!
Our Motorcycle Loan solutions are designed to adapt to your new motorcycle purchase project and your profile:
This flexibility is the key to ensuring that buying your new motorcycle remains a pleasure, without compromising your financial stability.
A well-prepared project is the guarantee of a positive and exciting buying experience.
Custom for style, sport for adrenaline, roadster for versatility? Define the type of new motorcycle that matches your desire for freedom and your usage.
Use our simulator to confirm that the motorcycle’s price and the loan’s monthly payments fit your finances. Approach dealerships with confidence.
Have your documents ready (ID, proof of income, license). Once you’ve chosen the model, ask the dealership for the purchase order to finalize your application.
“I had been dreaming of a new roadster for years. The online simulation gave me a clear idea of my budget. The 110% financing allowed me to buy great gear at the same time. A week later, I was on the road. It was awesome!”
“Buying my first new sport bike was a big step. The advisors were super responsive and guided me perfectly. The process was simple and transparent, with a very fair rate. I would recommend it without hesitation.”
What our customers appreciate most when financing their new motorcycle:
All the answers to your questions about financing your future new motorcycle. Discover how to make your project a reality with complete peace of mind.
It’s an earmarked installment loan, which means the amount is exclusively reserved for the purchase of a new motorcycle from a dealership. You will need to provide the purchase order as proof. In exchange for this restriction, you generally benefit from more advantageous conditions (lower interest rate) than a non-earmarked personal loan.
The criteria are standard: being of legal age, residing in Belgium or Luxembourg, having a regular and sufficient income to cover the monthly payments, and not having a negative listing at the National Bank of Belgium (NBB). The driver’s license corresponding to the motorcycle and the purchase order are also essential.
Absolutely. This is one of the major advantages. We offer financing up to 110% of the purchase price. This extra amount is specifically designed to cover the essential costs associated with a new motorcycle:
This allows you to hit the road perfectly equipped and safely, without touching your savings.
For a new motorcycle, the repayment term can be longer than for a used one, generally extending up to 72 months (6 years). For high-end models, it can even reach 84 months (7 years). This helps to reduce the amount of the monthly payments and makes more expensive motorcycles accessible. Our simulator will help you find the perfect balance between term and monthly payment.
Third-Party Liability (TPL) insurance is the only legal requirement. However, to protect a valuable new asset that you are still paying off, it is strongly recommended to take out Comprehensive insurance (also known as “All Risks” or “Omnium”).
This covers damage to your own motorcycle, even in an at-fault accident, as well as theft. Without this coverage, in the event of a serious incident, you would have to continue paying your loan for a motorcycle that is no longer usable. It is an essential guarantee for peace of mind.
Yes, in almost all cases. Since the loan is “earmarked” for a new and tangible asset (your motorcycle), the risk for the lending institution is lower. This reduced risk directly translates into a lower Annual Percentage Rate (APR) than for a personal loan, where the use of the funds is unrestricted and not guaranteed. Choosing a Motorcycle Loan is therefore financially wiser for your project.