Warning, borrowing money also costs money.
Buying a new motorcycle: Freedom is calling!
Craving freedom on two wheels? Whether you’re dreaming of a custom, sport, or roadster motorcycle, discover our motorcycle loan solutions designed to make the purchase of your new machine a reality, tailored to your needs and budget.
Simulate the financing for your future motorcycleLegal Notice
** A loan commits you and must be repaid. Check your repayment capabilities before committing. The rates indicated are for information purposes only and subject to approval of your application.
The Motorcycle Loan: Your passport to the asphalt
The Motorcycle Loan is an earmarked loan, the ideal solution for financing the purchase of your new motorcycle. It offers you advantageous conditions to acquire the machine that thrills you, while keeping your budget under control. This financing is the first step in turning your dream of freedom into a reality.
Which new motorcycle for your project?
- Sport Bikes: For lovers of speed and performance on the track and on the road.
- Roadsters: The perfect balance of versatility, style, and everyday riding pleasure.
- Customs / Cruisers: For those who prioritize style, comfort, and long rides.
- Trails / Adventure Bikes: Conquer any terrain, from asphalt to dirt roads.
- Neo-Retro or Electric Bikes: Combine vintage charm or future technology with your passion.
Our online motorcycle loan simulation allows you to evaluate in just a few clicks:
- Your borrowing capacity for the new motorcycle of your choice.
- The ideal monthly payment that fits your monthly budget.
- The repayment term that suits you best.
To release the funds, a purchase order from the dealership is required. This commitment often guarantees a lower interest rate than a standard personal loan, making the purchase of your new motorcycle more accessible.
Free • No obligation • Quick initial response
Why choose our Loan for your new motorcycle?
The Motorcycle Loan is the best way to acquire a new machine. Here’s why:
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Attractive rates for new vehicles: Financing a new motorcycle benefits from very competitive interest rates, as the vehicle serves as a solid guarantee.
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Financing up to 110%: Cover the price of the motorcycle, as well as the registration tax, insurance, and your new safety gear.
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For all styles of bikers: Whether you’re drawn to a custom, sport, or adventure bike, our loan adapts to your choice.
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A clear and secure framework: The contract details the APR, monthly payments, and total cost, for a purchase made with complete confidence.
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Contractual protection: If the sale of your new motorcycle is canceled by the dealership, the associated loan is also canceled.
These advantages make the Motorcycle Loan the smartest financing solution to get behind the handlebars of your new ride with peace of mind.
Your new motorcycle in 5 simple steps
From simulation to handing over the keys, our process is optimized to get you on the road quickly.
1. Simulate your Loan
Use our simulator to define the ideal amount and term for your new motorcycle project. Get a clear estimate.
2. Submit your application
Fill out the online form. Prepare your documents and the purchase order from the dealership for your future motorcycle.
3. Receive a response
Your application is reviewed by our motorcycle financing experts. You will receive an initial response as soon as possible.
4. Sign your contract
After review, you will receive a loan offer. If it suits you, you can sign it, often 100% electronically.
5. Get on your bike!
The funds are transferred directly to the dealership. All you have to do is pick up the keys to your new motorcycle!
Flexible financing for total freedom
Our Motorcycle Loan solutions are designed to adapt to your new motorcycle purchase project and your profile:
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Fixed monthly payments: Thanks to a fixed rate, your monthly payments remain the same from start to finish. No bad surprises.
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Extended repayment term: For a new motorcycle, you can spread the repayment over a longer period (up to 72 months or more) to lighten your monthly payments.
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Early repayment allowed: Have you come into some extra money? You can repay your loan early, in accordance with current legislation.
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No down payment required: You can finance 100% of your project, allowing you to keep your savings for other projects.
This flexibility is the key to ensuring that buying your new motorcycle remains a pleasure, without compromising your financial stability.
Make your dream come true: the keys to a successful purchase
A well-prepared project is the guarantee of a positive and exciting buying experience.
Choose your ride
Custom for style, sport for adrenaline, roadster for versatility? Define the type of new motorcycle that matches your desire for freedom and your usage.
Validate your budget
Use our simulator to confirm that the motorcycle’s price and the loan’s monthly payments fit your finances. Approach dealerships with confidence.
Prepare your file
Have your documents ready (ID, proof of income, license). Once you’ve chosen the model, ask the dealership for the purchase order to finalize your application.
Testimonials: they chose freedom
“I had been dreaming of a new roadster for years. The online simulation gave me a clear idea of my budget. The 110% financing allowed me to buy great gear at the same time. A week later, I was on the road. It was awesome!”
“Buying my first new sport bike was a big step. The advisors were super responsive and guided me perfectly. The process was simple and transparent, with a very fair rate. I would recommend it without hesitation.”
What our customers appreciate most when financing their new motorcycle:
- The simplicity of the process, from A to Z.
- The transparency of the offers and the absence of hidden fees.
- The expertise of our advisors for new motorcycle projects.
FAQ New Motorcycle Purchase
All the answers to your questions about financing your future new motorcycle. Discover how to make your project a reality with complete peace of mind.
It’s an earmarked installment loan, which means the amount is exclusively reserved for the purchase of a new motorcycle from a dealership. You will need to provide the purchase order as proof. In exchange for this restriction, you generally benefit from more advantageous conditions (lower interest rate) than a non-earmarked personal loan.
The criteria are standard: being of legal age, residing in Belgium or Luxembourg, having a regular and sufficient income to cover the monthly payments, and not having a negative listing at the National Bank of Belgium (NBB). The driver’s license corresponding to the motorcycle and the purchase order are also essential.
Absolutely. This is one of the major advantages. We offer financing up to 110% of the purchase price. This extra amount is specifically designed to cover the essential costs associated with a new motorcycle:
- Complete safety gear (helmet, gloves, jacket, etc.).
- The registration tax.
- The first insurance premium.
This allows you to hit the road perfectly equipped and safely, without touching your savings.
For a new motorcycle, the repayment term can be longer than for a used one, generally extending up to 72 months (6 years). For high-end models, it can even reach 84 months (7 years). This helps to reduce the amount of the monthly payments and makes more expensive motorcycles accessible. Our simulator will help you find the perfect balance between term and monthly payment.
Third-Party Liability (TPL) insurance is the only legal requirement. However, to protect a valuable new asset that you are still paying off, it is strongly recommended to take out Comprehensive insurance (also known as “All Risks” or “Omnium”).
This covers damage to your own motorcycle, even in an at-fault accident, as well as theft. Without this coverage, in the event of a serious incident, you would have to continue paying your loan for a motorcycle that is no longer usable. It is an essential guarantee for peace of mind.
Yes, in almost all cases. Since the loan is “earmarked” for a new and tangible asset (your motorcycle), the risk for the lending institution is lower. This reduced risk directly translates into a lower Annual Percentage Rate (APR) than for a personal loan, where the use of the funds is unrestricted and not guaranteed. Choosing a Motorcycle Loan is therefore financially wiser for your project.