Warning, borrowing money also costs money.
Your mobility projects deserve the best financing
Whether it’s your first car, switching to electric, or adapting your vehicle to your new family life, we have the solution to make your project a reality.
Whatever your project, we’re here to support you
Find inspiration and the right financing solution for every stage of your life.
My First Car
Your first job, the need for independence… We help you finance this first step towards freedom with simple solutions and a controlled budget.
Discover the optionsThe Family is Growing
More space, more safety, more comfort. Finance the ideal family vehicle to accommodate everyone, from daily commutes to long vacations.
Finance a family vehicleSwitching to Electric or Hybrid
Want to reduce your carbon footprint and fuel costs? Discover our tailored financing for the purchase of your new green vehicle.
Simulate a green loanWhy trust us with your mobility project?
We put our expertise at your service so you can confidently bring your project to life.
Competitive Rates
As a broker, we compare offers from numerous partners to guarantee you one of the best rates to finance your project’s vehicle.
Simplicity and Speed
Get an immediate in-principle decision online and finalize your application quickly so you don’t miss out on the opportunity.
Support from A to Z
From analyzing your project to releasing the funds, your personal advisor supports you at every key step.
From Idea to the Road: The Key Steps
Making a mobility project a reality is a major decision. Here are the steps for successful financing.
1. Define your need: Which vehicle for which project?
Identify the type of vehicle that fits your project (city car, SUV, electric…). New or used? Remember to include related costs like registration fees or initial accessories in your overall budget.
2. Get a purchase order or a quote
For a car loan, which is a “specific-purpose loan,” you will need proof of purchase. Ask the seller for a detailed purchase order. This document will be essential to finalize your loan application.
3. Simulate to find the right monthly payment
Use our simulator to adjust the repayment term. A longer term reduces the monthly payments but increases the total cost of the loan. Find the perfect balance between a comfortable monthly payment and a controlled total cost, thanks to the transparent display of the APR (Annual Percentage Rate).
Your questions about project financing
Questions about making your mobility project a reality? We have the answers.
In addition to the standard documents (ID, proof of income, bank statements), the key document for a car loan is the proof of purchase. This is most often the:
- Signed purchase order, provided by the dealership or garage.
- Or the vehicle’s pro-forma invoice.
This document proves that the funds will be “earmarked” for the vehicle purchase, which allows us to offer you a more attractive interest rate (APR) than a standard personal loan.
The loan application process is almost identical whether you’re buying a new or used vehicle. In both cases, it’s a specific-purpose loan that requires a purchase order.
However, the terms can sometimes vary slightly:
- Interest rate: Some lenders offer slightly lower rates for new or very recent vehicles.
- Maximum term: The maximum repayment term may be shorter for an older used vehicle.
Our simulator and advisors will provide you with the exact terms based on your specific project.
Once your loan application is approved and the contract is electronically signed, the process is very fast. The funds are not transferred to your account, but directly to the seller (dealership, garage) upon presentation of the final invoice.
This simplifies things for you: you don’t have to manage the transfer yourself. As soon as the seller sends us the invoice, we proceed with the payment so you can take possession of your vehicle as soon as possible.
Yes, this is often possible and is sometimes referred to as 110% financing. This allows you to include related costs associated with the vehicle purchase in your loan.
You can usually finance:
- The purchase price of the vehicle (including VAT).
- The vehicle registration tax.
- The first year’s insurance costs.
- A set of accessories (winter tires, tow hitch…) if they are listed on the purchase order.
Discuss this with your advisor to determine the total amount to borrow that will cover all your needs.
Ready to start your project?
Don’t let financing hold you back. Simulate your loan online and get an immediate in-principle decision for your project.
Start my projectSimple, fast, and no obligation.