Warning, borrowing money also costs money.
Equip Yourself with High-Tech: Ready for an Upgrade?
Finance your passion for technology with a flexible credit solution. Discover how to get the latest high-tech equipment for work, leisure, security, or fitness today, and spread the payments over a term that suits you.
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** A loan commits you and must be repaid. Check your repayment capabilities before committing. The rates indicated are for information purposes only and subject to approval of your application.
A Loan to Finance All Your High-Tech Desires
Dreaming of the latest smartphone, a more powerful computer, or a smart home? A Personal Loan is the ideal solution to finance your high-tech equipment without waiting and without dipping into your savings. It’s a flexible loan that allows you to borrow a sum to realize all your technological projects.
Some examples of equipment you can finance:
- For work and remote work: high-performance laptop, dual monitor, multifunction printer, ergonomic chair.
- For relaxation and leisure: immersive home theater (4K/8K TV, soundbar), next-gen gaming console, virtual reality headset.
- For the kids: educational tablet, computer for studies, gaming setup, drone.
- For security and home automation: surveillance cameras, smart alarm, connected locks and lighting, voice assistant.
- For fitness: smartwatch, interactive exercise bike, treadmill, smart scale.
Thanks to our simple and fast online simulation, you can immediately estimate:
- The total budget to get equipped without compromise.
- The monthly payment that perfectly fits your finances.
- The ideal repayment term for your comfort.
Free • No obligation • Quick initial response
The Advantages of Financing Your High-Tech Equipment
Opting for a Personal Loan for your tech purchases offers you unparalleled freedom and simplicity:
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Buy what you want, where you want: Unlike store financing, you aren’t limited to a single retailer. Buy your gaming PC from a specialist and your smartphone on another platform, without having to justify each purchase.
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Never miss a great deal: An exceptional promotion? Black Friday? With funds quickly available, you can seize the best offers at the right time without waiting to save up.
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A controlled budget: Instead of a large one-time expense, you spread your purchase over several months with fixed monthly payments known in advance. It’s easier to manage for your budget.
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Clear and transparent terms: Our simulator shows you the APR (Annual Percentage Rate), the term, and the total cost of the credit. No nasty surprises.
How to Quickly Get Your High-Tech Financing?
Our process is designed to be simple, fast, and 100% digital.
1. Online Simulation
Use our simulator to define the amount needed for your equipment and choose your monthly payment. Get an instant proposal.
2. Application and Documents
Fill out the online application form. Prepare your documents: ID card, recent payslips, bank statements.
3. Analysis and Response
Our advisors analyze your file. You receive an initial response quickly, often within minutes or hours.
4. Contract Signing
If you agree with the offer, sign the contract. The signature can often be done electronically for more speed and convenience.
5. Fund Disbursement
After final approval, the funds are transferred to your account. You are free to buy your high-tech equipment wherever you want!
Loan conditions tailored to your project
The Personal Loan is designed to best fit your personal financial situation and your evolving needs:
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Fixed interest rate: The vast majority of our personal loans have a fixed rate. You benefit from constant monthly payments and a clear view of the total cost of your high-tech purchase.
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Flexible repayment term: Choose a short term for a reduced total cost, or a longer term to lower your monthly payments. We adapt the term to the nature of your equipment and your budget.
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Early repayment option: The law allows you to repay all or part of your loan before the due date if you have an unexpected inflow of cash.
This flexibility is essential to allow you to enjoy modernity without compromising your financial stability.
They upgraded their daily lives thanks to us
“For my switch to 100% remote work, I needed a real professional setup. The loan allowed me to buy a great computer, a large monitor, and a good chair without touching my savings. The process was super fast!”
“With the kids growing up, we wanted to treat ourselves to a real home theater for our movie nights. The simulator was simple, and we got the funds very quickly. Weekends are much more fun now! Thanks for the advice.”
High-Tech Loan FAQ
Find answers here to frequently asked questions about financing your tech equipment with a Personal Loan.
Absolutely. That’s one of the great advantages of a Personal Loan. It is a “multi-purpose” loan, meaning you can use the borrowed amount to buy a computer, a TV, a console, and a smartwatch at the same time, even from different sellers. You do not have to justify each purchase separately.
The amount you can borrow depends not on the price of the equipment, but on your repayment capacity. It is assessed based on your income, expenses, and overall financial situation. Our online simulator is the best tool to get a first accurate estimate of the amount you could obtain for your projects.
No, in the vast majority of cases, no proof of purchase (invoice, quote, order form) is required for a Personal Loan. Once the funds are deposited into your account, you are free to use them as you see fit to get your high-tech gear.
That’s an excellent question. Borrowing allows you to immediately benefit from technology that improves your daily life (more efficient work, better leisure) without waiting. It’s an investment in your comfort and productivity. We advise matching the loan term to the estimated lifespan of the equipment. For example, a repayment over 24 or 36 months for a smartphone or computer is a very sound and common approach.
Yes, speed is one of our strengths. The online simulation is instant, the application takes a few minutes, and you can receive an initial decision very quickly. After signing the contract, the funds are usually transferred to your account within 48 business hours. So you’ll be ready to seize the best deals.
A Personal Loan offers more flexibility. While “paying in installments” ties you to a single store and often a single product, our loan gives you a sum of money that you can spend wherever you want. Furthermore, a Personal Loan allows you to spread the payment over a longer period (12, 24, 36 months or more), resulting in much lower and more manageable monthly payments for large purchases.