Calculate your notary costs online

1My project

I want to borrow:

2 Calculating deed of sale and credit costs:

Please fill in the information below and provide us with details of your project so that we can provide you with an accurate simulation

Region of the residence ?*

3 Additional Information

Do you have a second property to use as collateral?

YES NO

Are your parents or close family members willing to assist you?

YES NO

4 My simulation

Choose the type of interest rate and the duration

CChoose the type of interest rate

Result of my simulation

Fixed rate

1/1/1 Variable rate

5/5/5 Variable rate

10/5/5 Variable rate

Accordion

This information is provided for information purposes only and in no way obliges Finday to grant the credits indicated or to apply the rates indicated. This is not an offer. We invite you to make an appointment at our offices to receive the APR (Annual Percentage Rate) that best suits your situation.

Some of the rates mentioned depend on several criteria (Percentage <= 80% - Disposable income excluding charges 1,500€ for a single person, 2,000€ for a household - Ratio of charges to income <= 40% - Domiciliation of income - Home insurance and outstanding balance with the designated organization - Additional reduction of 0.15% - subject to acceptance of the file by the banking organization and any other aggravating factor (litigation, mediation, seizure, etc.)).

Calculation of the legal fees of a standard credit

These calculations are indicative. They are based on a simplified formula. Other numerous elements can influence the result. Contact your solicitor for more information.
Few words to explain the cost calculation for a mortgage: you can indicate only the amount of the credit in first fields, the simulator will make the rest.

The main amount of the mortgage loan corresponds to the borrowed sum
Accessories are a lump sum which the lending body plans to cover itself from expenses in case of non-payment.
The registration fees are a tax linked to the recording of real estate sale
The mortgage registration fee is also a tax paid by the solicitor which corresponds to 0,3 % of credit amount + accessories.
Notary fees are fixed by Royal Order and are the same for all solicitors

The amount of legal charges , registration fees and notary’s fees are statutory. The solicitor calculates them according to the sale price of the real property. These charges are collected by the solicitor who will pay them to the concerned tax authorities. It is necessary to note that these charges vary as the good is located in Wallonia, in Flanders or in Brussels.

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