Renovation Loan: Finance Your Transformation Projects
Do you want to renovate your house, modernize your kitchen, or build a veranda? The renovation loan allows you to carry out your home improvement projects. Get tailor-made solutions adapted to your needs and budget.
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** A loan commits you and must be repaid. Check your repayment capabilities before committing. The rates indicated are for information purposes only and subject to approval of your application.
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Renovation Loan
At CPE, the creative one is you. We are here to give your ideas a chance to come true.
Do you want to transform your home, add a swimming pool, renovate your attic, transform your kitchen, or expand your house? The renovation loan is the credit product that will best meet your requirements.
In Brief…
What is the purpose of the renovation loan?
To finance the renovation work of your home. Example:
- Sanitary and heating appliances
- A new kitchen, bathroom
- Build a veranda, pergola, or garden shed
- Install an alarm system, the latest home automation gadget
- Install new doors and windows, insulation materials
The renovation loan can be conceived either as a mortgage loan or as a installment loan. The choice will depend on the desired loan amount. For modest amounts, we will direct you towards the installment loan. Upon presentation of purchase receipts or quotes, you will obtain a reduced APR starting from 8% depending on the loan duration.
Who can take out a renovation loan?
Anyone who wants to borrow to renovate their home and is domiciled in Belgium or Luxembourg.
What are the granting conditions?
- Possess a valid identity card or residence permit in Belgium or Luxembourg.
- Be solvent or present sufficient guarantees.
- Not be listed with the National Bank of Belgium, although solutions exist in mortgage loans.
- Have a permanent contract and be in possession of the last three pay slips.
- Be able to prove (with invoices or signed purchase orders) that 100% of the borrowed capital is allocated to the purchase of construction materials and/or the execution of the work even in the case of a mortgage loan.
The + of CPE
At Crédit Populaire Européen, our advisors:
- examine the most appropriate solution for your budget: mortgage loan or installment loan.
- assess your solvency and work with you to find your best guarantees.
- defend your file with our financial partners.
- gather all useful information by phone.
- give you an appointment to sign the credit contract at our agency closest to your home.
- can simulate your credit without any commitment on your part within an hour of your call.
Discover our solutions based on your projects
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Why choose our services?
Discover why thousands of customers trust us to finance their projects:
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Need funding?
I am carrying out my, project
- Go to our loan simulator.
- Select the type of project you want (personal loan, car loan, home improvement, loan consolidation, etc.).
- Enter the desired amount and term.
- Immediately get an estimate of your monthly payments and the total cost of the loan.
- If the offer suits you, you can submit your application online.
- Personal loan
- Car loan
- Home improvement loan
- Loan consolidation
- And much more…
- Valid ID (identity card or passport).
- Proof of income (pay slips, tax notice, etc.).
- Proof of address.
- Mersch Agency – 12, Grande-Duchesse Charlotte Street
- Esch-sur-Alzette Agency – 56, Rue de la Libération
- 📞 Phone: +352/24.55.99.99
- 📧 Email: info@cpe-credit.com
- 🌐 Website: www.cpe-credit.com
- Simulate your project with our tool:
- Select the type of project you want.
- Enter the amount and term to estimate your monthly payments in seconds.
- Receive a summary of your request instantly.
- If the offer suits you, continue to the next step.
- Fill out the loan application form with your details.
- Get an instant preliminary response – it’s free and with no obligation!
- ✔ The type of loan (personal, car, home improvement, loan consolidation, etc.).
- ✔ The amount borrowed – the higher the amount, the more the conditions may vary.
- ✔ The repayment term – a longer loan can affect the interest rate.
