Car Loan: Finance the Purchase of Your New Car
Do you want to change your vehicle or buy your first car? Thanks to our car loan solution, easily finance your new or used car. Do an online simulation and enjoy advantageous rates tailored to your budget.
CPE Crédit accompanies you in your projects
Credit Expert
Benefit from our 30 years of expertise for all your projects
Principle reply
Get a quick and clear response to your request
Online request
Feel free to make your request without any obligation on your part
100% secure
Get a 100% secure service for your peace of mind
Car Loan
Is your car getting old? Do you want to buy a new car, a used car, or a camper van? Do a car loan simulation.
Contact us and we will review the loan that meets your mobility needs. Our advisors will find you the ideal mobility loan among the different products on the market.
The car loan gives you the opportunity to buy the car of your choice, whether it’s a new car, a used car, a sports car, or a city car. See what good rates your car loan will have by simulating it with Cpe. Apply online and benefit from advantageous rates.
In Brief…
Objective of the Car Loan?
The car loan aims to provide financing to an individual who wishes to acquire a new or used car. It is an installment sale. You can benefit from new car rates up to three years old. The APR for a new vehicle ranges from 4.10 to 6.10% while for a used car, the rate ranges from 8.65 to 11.50% (current legal rate). Example: a new car, amount 20,000 € over 60 months, monthly payment of 376.32 € (APR = 4.99% – fixed, nominal rate 4.99%), total to be repaid = 22,579.20 €.
Who can take out a car loan?
Any individual residing in Luxembourg or Belgium.
Granting conditions?
Be domiciled in Belgium or Luxembourg.
Be in possession of a valid identity card or residence card in one of these two countries.
Ideally not be listed or reported to the National Bank of Belgium although solutions exist.
Provide your latest payslip and the bank statement proving the payment of this salary into your account.
Present us with the registration certificate of the used car, the registration card, and the private purchase agreement between parties.
Provide us with the order form for a new vehicle.
The + of CPE
At Crédit Populaire Européen:
- We provide you with a detailed simulator according to the type of acquisition desired.
- We offer you the best rate on the market and we can match the rate of our competitors.
- In some cases, we can extend the repayment period up to 84 months.
- We give you a response within 24 hours.
- You start repaying your loan only after the vehicle delivery period.
- We can offer you a “vehicle purchase – insurance” package at a competitive price.
Car loan example:
Vehicles
Borrowed capital 35000 euros in 60 monthly payments of 614.54 euros – Total to pay: 36872.40 euros
APR = (annual percentage rate) = 2.09% – the annual nominal interest rate fixed = 2.09%
Attention, borrowing money also costs money
Discover our solutions based on your projects
Services
Why choose our services?
Discover why thousands of customers trust us to finance their projects:
Get an answer
within 24 hours
Simple process
and online
Custom solutions
for all your projects
We inform you
of all details
What our customers say
Need funding?
I am carrying out my, project
- Rendez-vous sur notre simulateur.
- Sélectionnez le type de projet souhaité (prêt personnel, auto, travaux, regroupement de crédits…).
- Indiquez le montant et la durée souhaités.
- Obtenez immédiatement une estimation de votre mensualité et du coût total du prêt.
- Si l’offre vous convient, vous pouvez introduire une demande en ligne.
- Prêt personnel
- Prêt auto
- Prêt travaux
- Regroupement de crédits
- Et bien d’autres…
- Pièce d’identité (carte d’identité ou passeport en cours de validité).
- Preuve de revenus (fiches de paie, avertissement extrait de rôle…).
- Justificatif de domicile.
- Agence de Mersch – Rue Grande-Duchesse Charlotte, 12
- Agence d’Esch-sur-Alzette – Rue de la Libération, 56
- 📞 Téléphone : +352/24.55.99.99
- 📧 E-mail : info@cpe-credit.com
- 🌐 Site web : www.cpe-credit.com
- Simulez votre projet via notre simulateur :
- Sélectionnez le type de projet qui vous convient.
- Indiquez le montant et la durée pour estimer vos mensualités en quelques secondes.
- Recevez le résumé de votre demande directement via notre simulateur.
- Si l’offre vous convient, passez à l’étape suivante et faites votre demande.
- Complétez le formulaire de demande et renseignez vos informations.
- Recevez une réponse de principe immédiate – c’est gratuit et sans engagement !
- ✔ Le type de prêt (prêt personnel, auto, travaux, regroupement de crédits…).
- ✔ Le montant emprunté : plus le montant est élevé, plus les conditions peuvent varier.
- ✔ La durée de remboursement : un prêt plus long peut influencer le taux d’intérêt.
