You have a personal project
Personal project
Get a personal loan with CPE Crédit and realize your projects with our tailor-made solutions! Simulate your request and receive an immediate preliminary response.**
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** A loan commits you and must be repaid. Check your repayment capabilities before committing. The rates indicated are for information purposes only and subject to approval of your application.
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Personal loan request
Do you have a quick need for liquidity? Do you need a sum of money for a specific purchase? The personal loan will suit you perfectly. The personal loan is a consumer credit.
This type of credit does not require any real estate guarantee. Your solvency is enough to allow you to access this product.
In brief…
Objective of a personal loan?
First of all, this credit does not require any particular justification. You can borrow from €2,500 with no ceiling with variable and significantly longer durations. Example: a loan of €25,000, over 120 months, monthly payment of €323.81 (APR = 9.99% – fixed rate), total to be repaid, €38,857.20. The personal loan has a minimum duration of 24 months and a maximum duration of 120 months.
Who is a personal loan for?
Residents in Belgium.
Residents in GDL.
Grant conditions?
Be a homeowner to obtain a duration greater than 84 months and up to a maximum of 120 months.
Ideally, not have a wage garnishment.
Present valid identity papers or a residence permit in order in both countries.
Present proof of seizable income.
Be at least 18 years old.
How do personal loans work?
When you obtain a loan from a lender, you must sign several documents, including the contract and the form. However, this document informs you about the type of loan and the annual percentage rate (APR). The APR details all the fees related to a loan, such as the interest rate. A personal loan is a loan intended for personal use.
There are no additional fees associated with personal loans, so the annual percentage rate is generally similar to the interest rate. Each document must be signed by the borrower and the lender, making two copies.
The lender will transfer the money to your checking account after a few days when everything is in order. The loan amount is agreed upon in advance, even if you applied for a loan online.
The borrowed amount, along with the interest, must be repaid in the month following the financing subscription. The loan duration is also predetermined, which affects the interest rate.
How do other types of loans differ from personal loans?
A personal loan is a loan that can be used for anything, without the need for a formal document proving the use of the money (rental contract for your new apartment, purchase order for your new car, etc.).
Your bank account will be reimbursed for the borrowed amounts after your file is accepted. You can use the money as you wish.
Finally, some loans must be presented as being used for a specific purpose (called assigned loans). The bank account of the company selling the item is then directly deposited with the borrowed amount. For example, if you buy a car, the dealer will receive the money directly into their account.
The + of CPE
At Crédit Populaire Européen:
- We provide you with the cash you temporarily lack
- You will have a very quick response.
- We defend your file with several financial partners.
- We offer you the best interest rate.
- You will receive the liquidity within 3 days.
Loan example:
Personal loan or installment loan
Capital borrowed 6000 euros in 42 monthly payments of 168.55 euros – Total to pay: 7079.10 euros
APR = (the annual percentage rate) = 9.99% – the annual fixed debit interest rate fixed = 9.99%
Realize your projects with CPE!
Attention, borrowing money also costs money
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Discover why thousands of customers trust us to finance their projects:
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What our customers say
Need funding?
I am carrying out my, project
- Go to our loan simulator.
- Select the type of project you want (personal loan, car loan, home improvement, loan consolidation, etc.).
- Enter the desired amount and term.
- Immediately get an estimate of your monthly payments and the total cost of the loan.
- If the offer suits you, you can submit your application online.
- Personal loan
- Car loan
- Home improvement loan
- Loan consolidation
- And much more…
- Valid ID (identity card or passport).
- Proof of income (pay slips, tax notice, etc.).
- Proof of address.
- Mersch Agency – 12, Grande-Duchesse Charlotte Street
- Esch-sur-Alzette Agency – 56, Rue de la Libération
- 📞 Phone: +352/24.55.99.99
- 📧 Email: info@cpe-credit.com
- 🌐 Website: www.cpe-credit.com
- Simulate your project with our tool:
- Select the type of project you want.
- Enter the amount and term to estimate your monthly payments in seconds.
- Receive a summary of your request instantly.
- If the offer suits you, continue to the next step.
- Fill out the loan application form with your details.
- Get an instant preliminary response – it’s free and with no obligation!
- ✔ The type of loan (personal, car, home improvement, loan consolidation, etc.).
- ✔ The amount borrowed – the higher the amount, the more the conditions may vary.
- ✔ The repayment term – a longer loan can affect the interest rate.
