Warning, borrowing money also costs money.
Finance Your Dream Getaway with a Vacation Loan
Dreaming of the sun, the mountains, or discovering a faraway destination? The vacation loan is a simple and flexible solution to finance your travel plans, whether for a getaway in Belgium or an adventure abroad. Pack your bags!
Simulate your travel budgetLegal Notice
** A loan commits you and must be repaid. Check your repayment capabilities before committing. The rates indicated are for information purposes only and subject to approval of your application.
Discover the Vacation Loan: Your Passport to Getaway
The Vacation Loan is a personal loan (or installment loan) specially designed to make all your travel projects a reality. It allows you to obtain a sum of money to finance your entire trip, without having to dip into your savings. You then repay this amount in fixed monthly installments over a period you choose.
The Vacation Loan finances all your travel desires:
- Family trip to the sun: all-inclusive stays, villa rentals, plane tickets for everyone.
- Honeymoon or wedding trip: a paradise destination for an unforgettable moment.
- Adventure and road trip: backpacking in Asia, discovering American parks, exploring in a van.
- Sports holidays: ski trip to the mountains, diving course, hiking abroad.
- City-trip and culture: long weekend in a European capital, visiting museums and monuments.
Thanks to our travel loan simulation, you can estimate in just a few clicks:
- The total budget you can allocate for your trip.
- The monthly payment that fits your budget, stress-free.
- The ideal repayment period to travel with peace of mind.
The Vacation Loan gives you the freedom to book the trip of your dreams now and pay for it smoothly upon your return. It’s the solution to stop postponing your getaway plans.
Free • No obligation • Quick initial response
The advantages of a dedicated financing for your travels
The Vacation Loan stands out for its simplicity and flexibility, making it the ideal solution to finance your getaways:
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Total freedom of use: Unlike a specific-purpose loan, you don’t need to provide invoices. Use the funds for plane tickets, hotels, on-site activities, or even pocket money.
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100% online and fast process: Simulate, apply, and sign your contract from your couch. Perfect for grabbing a last-minute travel deal!
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Controlled budget: Borrow the exact amount you need, from a small budget for a weekend to a larger sum for a round-the-world trip. The monthly payments and duration are fixed and known in advance.
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Transparent conditions: Our simulation clearly shows the APR (Annual Percentage Rate), the amount of the monthly payments, and the total cost of the credit. No unpleasant surprises.
With these advantages, the travel loan is the perfect financial tool to make your dream getaways a reality without delay and with complete peace of mind.
How to quickly get your Vacation Loan?
In a few simple steps, your travel project comes to life.
1. Simulate your trip
Use our simulator to define your travel budget and choose the monthly payment that suits you. Get a clear and detailed proposal instantly.
2. Submit your application
Fill out the online form in a few minutes. Prepare your supporting documents (ID card, payslips) for faster processing.
3. Receive a response
Our advisors carefully review your file. You receive an initial response very quickly, often in a few minutes.
4. Sign your contract
After approval, you receive your contract. You can sign it electronically and securely to save time.
5. Pack your bags!
Once the contract is signed and the legal waiting period is over, the funds are transferred to your account. You’re ready to book your trip!
Flexible conditions to travel with peace of mind
We tailor our solutions so your only concern is choosing your next destination:
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A fixed rate for a controlled budget: Your interest rate and monthly payments remain the same throughout the loan term. You know exactly what to expect, with no surprises.
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A custom repayment period: Repay quickly after a short trip or spread your payments over several years for a big journey to lighten your monthly installments.
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Early repayment possible: Received a windfall? The law allows you to repay your loan early, in part or in full, under clear and capped conditions.
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Optional insurance: To travel with complete peace of mind, consider the outstanding balance insurance. It protects your loved ones by covering the repayment in case of a serious unforeseen event.
This flexibility ensures you can finance your trip without ever compromising your daily budget balance.
Plan your travel budget with complete peace of mind
A well-financed trip is a successful trip. Here’s how the vacation loan helps you master everything.
Anticipate the total cost
Don’t just think about plane tickets. The vacation loan allows you to budget for your entire trip: accommodation, car rental, activities, restaurants, souvenirs…
Preserve your savings
Why empty your savings account meant for emergencies? The loan allows you to finance your trip while keeping a safety net for the future.
Benefit from our advice
Our experts help you define the most suitable amount and duration for your project and situation. Enjoy personalized support for optimal financing.
By smartly planning the financing of your vacation, you give yourself the freedom to fully enjoy every moment, without financial stress before, during, and after your return.
They financed their dream trip with us
“For our 10th wedding anniversary, we dreamed of a trip to Italy. The Vacation Loan allowed us to organize everything without stress: the flights, charming hotels, and even a cooking class in Rome! The process was simple and fast, and the monthly payments are very reasonable.”
“I wanted to go to Thailand for 3 weeks, but I didn’t have the full amount saved up. Thanks to the loan, I was able to book my tickets and go with peace of mind, with enough budget to really enjoy it there. A great experience!”
What our traveling customers appreciate most:
- Speed to not miss a good travel deal.
- Clarity of the conditions for a budget without surprises.
- Flexibility to finance the trip that truly suits them.
A well-chosen Vacation Loan turns a travel plan into a collection of unforgettable memories.
Vacation Loan FAQ
Find answers to frequently asked questions about financing your travels here. The vacation loan is a flexible credit solution to make your getaway dreams in Belgium and abroad a reality.
The Vacation Loan is a type of unsecured personal loan. This means you borrow a sum of money to finance a project (here, a trip) and repay it in fixed monthly installments over an agreed period. ‘Unsecured’ means you don’t have to provide proof of purchase (hotel invoices, plane tickets) to use the funds. You are free to use the money to organize your trip as you wish.
Absolutely everything related to your trip! The flexibility is total. Here are some examples:
- Transport: plane tickets, train tickets, car rental, fuel.
- Accommodation: hotel, apartment or house rental, camping.
- Packages: all-inclusive stays, cruises, organized tours.
- Activities: excursions, tours, amusement parks, ski passes, diving courses.
- On-site expenses: restaurants, shopping, pocket money.
The criteria are similar to those for a standard personal loan. You must:
- Be of legal age and reside in Belgium or Luxembourg.
- Have stable and regular income (salary, pension, self-employment income, etc.).
- Have sufficient repayment capacity: your monthly expenses, including the new loan installment, should not be too large a portion of your income.
- Not have a negative listing at the Central Individual Credit Register (NBB) for previous payment defaults.
Each application is analyzed individually to offer you the safest and most suitable solution.
It is strongly recommended to apply for your credit before booking or making any financial commitment. Here is the ideal process:
- Estimate your budget and run an online simulation to see how much you can borrow.
- Submit your official loan application and wait for final approval.
- Once the funds are in your account, book your trip with complete peace of mind.
This prevents you from being in a difficult situation if your loan application is denied after you have already paid non-refundable deposits.
The Vacation Loan offers clear advantages over other options:
- vs. Savings: It allows you to keep your emergency savings intact to deal with unexpected events (car breakdown, repairs…). You don’t jeopardize your financial security for a leisure project.
- vs. Credit Card: A personal loan typically has a much lower interest rate (APR) than a credit line associated with a card. Furthermore, the repayment is structured with fixed monthly installments, helping you to pay off your debt in a disciplined manner, unlike revolving credit, which can drag on and become very expensive.