Honeymoon Loan: Finance the Wedding and Trip of Your Dreams
Are you dreaming of an unforgettable wedding and a honeymoon in a paradise destination? The honeymoon loan allows you to finance the complete organization of your wedding as well as your dream trip, with peace of mind.
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** A loan commits you and must be repaid. Check your repayment capabilities before committing. The rates indicated are for information purposes only and subject to approval of your application.
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Honeymoon Loan
Are you getting married and would like to include in your budget an extraordinary honeymoon to a distant destination that you’ve been dreaming of?
Do you want to borrow for both the complete organization of your wedding and also to finance your honeymoon? Our honeymoon loan is tailored for you as it includes all these aspects.
In Brief…
What is the purpose of the honeymoon loan?
To finance all the expenses of your wedding as well as the cost of your honeymoon. It is an installment loan. Wedding organization costs can be numerous. From renting a venue, choosing a quality caterer, hiring a DJ, not to mention, of course, the cost of the wedding dress and the groom’s suit, etc. The minimum loan amount is €2,500 and can be repaid over a period of 60 to 120 months. The APR can vary within a range of 5.95 to 14.5%.
Example: wedding and honeymoon loan of €20,000 over 60 months, monthly payment of €407.21 (APR of 8.49% – fixed rate, debtor rate), total to be repaid: €24,432.60.
Who can take out this loan?
Anyone residing in Belgium or Luxembourg.
What conditions must I meet?
Possess a valid identity or residence card in Belgium or Luxembourg.
Be domiciled in Belgium or Luxembourg. If you are an employee, have a permanent employment contract (CDI).
You can borrow alone. However, if possible, we advise you to borrow together to benefit from a better interest rate.
Not be in credit litigation.
Not be subject to wage garnishment.
Provide us with proof of income through your last three pay slips.
The Benefits of CPE
- You are not required to provide us with proof of expenses.
- You receive the funds on the day of signing the credit contract.
- You allocate the borrowed funds as you wish.
- We can grant you a repayment period of 120 months if you are a homeowner.
- We offer you a preferential interest rate if both future spouses borrow together.
- We advocate for your file with our partners.
- You only need to visit once, at the signing of the credit contract.
- We follow your repayment plan with you.
Loan Example:
Personal Loan
Borrowed capital 6000 euros in 42 monthly payments of 168.55 euros – Total to pay: 7079.10 euros
APR = (annual percentage rate) = 9.95% – the annual fixed debtor interest rate = 9.95%
Attention, borrowing money also costs money
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- Valid ID (identity card or passport).
- Proof of income (pay slips, tax notice, etc.).
- Proof of address.
- Mersch Agency – 12, Grande-Duchesse Charlotte Street
- Esch-sur-Alzette Agency – 56, Rue de la Libération
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- ✔ The type of loan (personal, car, home improvement, loan consolidation, etc.).
- ✔ The amount borrowed – the higher the amount, the more the conditions may vary.
- ✔ The repayment term – a longer loan can affect the interest rate.