70% of Belgians are homeowners in Belgium. Since a tenant does not offer the same guarantees as a person who owns their home, their borrowing capacity is limited except in certain cases. At CPE, we generally limit a tenant’s borrowing capacity to 60 months, but there can be exceptions, especially if a guarantor is involved with the tenant. In any case, we advise you to acquire your home as mortgage interest rates are historically low. Contact us in this regard.