Our company provides you with a credit simulator that will allow you to know the exact amount of your premium according to the type of loan you choose. Likewise, you will know precisely your APR as well as the total interest paid. You will therefore be able to know the total cost of your loan.
Transparency in credit matters is the key element of our way of working.
Some explanations…
Our credit simulator
Visit our complete website and use our credit simulator for free, accessible on all our pages including the homepage. You will also find an explanatory video that will allow you to optimize its use, which is, moreover, very simple.
Thanks to these tools, you will be able to choose the loan that suits you, know the amount of your premium, the APR applied to your file, as well as the total amount of interest paid until maturity. You therefore know what you are committing to before signing your credit contract later.
How does it work?
Using our credit simulator is very simple. First, you choose your project: you borrow to buy a new car, to do renovation work, to buy a building, or to obtain cash quickly. It is obvious that the interest rate is different depending on the nature of the allocation of the borrowed funds. Why? Because your banker will have different guarantees depending on whether you are buying a building or you want cash to pay overdue bills or to go on vacation.
Then, you choose the amount you wish to borrow. You ask the simulator to calculate your monthly premium next. You then have the possibility to adjust your request according to the amounts of your premium or the duration of your loan. In summary, you choose your loan à la carte according to your desires, whether the determining criterion for you is either the amount of your premium or the duration of the repayments.
The advantages of express credit
Thanks to our simulator, you know precisely the total cost of your loan. Our simulator informs you about the APR, the amount of your monthly premium, the total amount of interest paid until maturity, and therefore the total cost of your loan.
These informations are also required by the law of June 12, 1991, on consumer credit. You will find this information on the FPS Economy website regarding consumer credit.
The terms
If you find that the calculated premium is too high or too low, you have the option to vary the amount of the premium to be paid or the duration of the spread of your repayments. Thus, you really choose the product that suits you and best respects your budget.
Submit your online application
You have found the loan that suits you. You can submit your application online by clicking on the “send my application” icon. Don’t worry, this is a simulation and you will not be committed until you have physically met our collaborators in our offices to sign your credit contract. On this occasion, you will ask all the useful questions to dispel the last concerns you may still have.