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How to use our simulator for a home improvement loan?

Home Improvement Financing • 2026

Home Renovation Loan Simulator

Planning to renovate your home and need financing to make it happen? Our renovation loan simulator helps you estimate the cost, duration, and indicative interest rate of your project in just a few clicks – so you can prepare your budget with confidence before you apply.

Whether you are considering insulation, an equipped kitchen, new carpentry, a veranda, roofing or a complete makeover, our online tool guides you step by step and gives you a clear and structured overview of your renovation loan scenario.

Get your free simulation for Home Renovation Loan

Simulate your renovation project

Use our renovation loan simulator to explore different options: land purchase, insulation, equipped kitchen, carpentry, veranda, roofing and much more.

  • Indicative monthly repayment estimate
  • Approximate loan duration
  • Overview of total interest and APR

The online simulation is indicative and non-binding. You are only committed after signing your credit contract.

How does the renovation loan simulator work?

Using our renovation loan simulator is simple and intuitive. Start by selecting your project type: renovation. You then choose the nature of the work you are planning: land purchase, insulation, equipped kitchen, carpentry, veranda, roofing, or other types of home improvement. This first step allows the simulator to better tailor the indicative proposal to the specifics of your renovation project.
Prêt Travaux
Next, indicate the loan amount you are considering for your work. For example, you might enter €12,000 as a renovation budget. Once the amount is filled in, you click on the calculation button. The simulator will then provide an estimate of the monthly repayments as well as the indicative duration of the loan. You can adjust your request by modifying either the duration or the monthly instalment to find the balance that best matches your budget and your financial comfort.

As soon as the indicative result suits you, you can proceed to the next step and send your request. You will then access an overview including your annual percentage rate (APR) and the total amount of interest that would be paid over the life of the loan. This clear and transparent view helps you compare options and make informed decisions for your 2026 renovation plans.

renovation loan

Plan your home improvement with peace of mind

Our renovation loan simulator gives you a structured, step-by-step path from first idea to a clear, documented financing request – without commitment and without pressure.

From simulation to request: step-by-step, without obligation

After validating the simulation that best suits you, a second screen summarizes your request in a clear and readable way. You will see an overview of the indicative APR and the estimated total interest over the full duration of the renovation loan. You can then fill out a short form to submit your request for analysis. This step is only a simulation and does not commit you to anything at this stage. The mandatory fields are marked with an asterisk and allow us to understand your situation and your project. To speed up the processing of your file, you can also fill in the optional fields. Indicate whether you are borrowing alone or with another person. If you have a co-borrower, remember to provide their information as well. If any required field is missing, it will be clearly highlighted in red so you can correct it easily before moving on to the next screen.

A third page lets you give additional details on your project, such as the amount of the loan and/or any personal down payment you plan to contribute. None of these fields are mandatory; you remain free to provide the information you feel is useful. The following screens concern your address and your professional situation, with only a few key fields required. For your financial data, only one essential field is mandatory, so the process remains simple and quick. You can then send your request, which will only be processed at that point. You will only be committed once you have signed your credit contract – never before.

Why use our renovation loan simulator?

Fast & intuitive

In just a few minutes, you obtain an estimate of your renovation loan: monthly repayments, indicative duration and total cost. The interface has been designed to be clear, modern and easy to use on all your devices in 2026: smartphone, tablet or computer.

Non-binding simulation

The entire process is 100% non-binding. You can test several renovation budgets, compare different durations and monthly payments, and adjust your project before sending your request. You are only committed after signing your loan contract, and not before.

Personalised support

Need help to complete your renovation loan request or to interpret the results of your simulation? Our team is available to assist you by phone or online. In case of difficulty, you can contact us and we will complete the request together with you.

Launch your home renovation project today

Simulate your renovation loan online, adjust your project, and send your request in a few simple, secure steps – without any commitment until your contract is signed.

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