Online Credit Simulation: Quickly Estimate Your Future Monthly Payments
Need a personal loan, an installment loan, or a mortgage, but not sure which offer really fits your budget? Our free online credit simulation helps you estimate your monthly payments and compare them with other offers on the market before you commit.
In just a few clicks, you get a clear, transparent and up‑to‑date view of the total cost of your future credit in 2026. You remain in control of your project, with the support of experienced brokers at every step.
Get your free simulation for Online Credit SimulationSimulate your credit before applying
Estimate your monthly payments, check the APR and compare the total cost of your credit before you submit your online application. Fast, free and without any obligation.
How does our online credit simulation work?
Our online simulator is designed to help you prepare your credit application with complete peace of mind. Before submitting anything, you can test different scenarios and immediately see how they impact your monthly payments and the total cost of your loan.
You start by selecting the type of project you want to finance (personal project, equipment, car, real estate, etc.), then enter the amount you wish to borrow. By adjusting the repayment term and frequency according to your possibilities, you instantly get an estimate of your monthly payments and the applied rate.
Once you are satisfied with the simulation, you can submit your credit request directly online. Only the mandatory fields need to be completed, but providing as much information as possible will significantly speed up the processing of your application. If any essential data is missing, our brokers will call you to complete your file and optimise your chances of approval.
Select the type of credit and the project you wish to finance, then indicate the amount you want to borrow. This first step allows the simulator to give you a relevant estimate tailored to your needs.
Adapt the repayment frequency and term according to your financial situation and preferences. The simulator updates the estimated monthly payments in real time, so you can find the balance between monthly budget and total cost of credit.
When the simulation suits you, submit your application online by filling in the form. Your data is then analysed by our brokers, who check different financial institutions to obtain the most favourable rate available on the market for your profile.
To better understand each step of the process, you can also watch our explanatory video which guides you through the way our credit simulation works.
All key figures at a glance
With our simulation, you can see all the essential information before applying, including:
- The APR or interest rate applied to your credit;
- The total amount of interest payable over the entire duration of the loan;
- The overall cost of your credit, including interest;
- Clear indicators to help you commit with full knowledge of the facts.
Tip for a faster decision
The more complete your online form, the faster your request can be analysed and presented to partner financial institutions. Our brokers are available to help you optimise your file if needed.
Why use our online credit simulation in 2026?
Combine the efficiency of a digital tool with the expertise of professional credit brokers, without any obligation.
Free and without commitment
Using the simulator and sending your credit application does not bind you in any way. You only commit if you decide to sign the credit contract after our brokers have presented their proposal to you. Until then, you are completely free to accept or refuse.
Access to several institutions
Once your application is received, our brokers submit your request to several financial institutions. Their goal is to obtain the most competitive rate and the conditions that best match your situation, so you do not have to multiply the démarches yourself.
Personal support
After analysing the offers obtained, our brokers contact you to present the proposal and answer your questions. If you accept, they arrange an appointment to sign your credit contract in Mons, Arlon or Esch-sur-Alzette. You benefit from personalised guidance from start to finish.
Simulate today, decide later
Our online credit simulation is a powerful decision‑making tool: it allows you to test different amounts, durations and repayment frequencies without impacting your current situation. By combining transparent figures and expert advice, you can plan your project for 2026 with confidence.
You remain in control at every stage: from the first simulation to the potential signature of your contract. Use our free tool, compare the options obtained by our brokers, and decide calmly whether or not you want to go ahead with the proposed credit.