Loan Repayment in Recent News
In Belgium, more and more households are facing challenges in repaying their loans. The number of people having difficulties repaying one or more loans has been rising steadily, reflecting the pressure on purchasing power and household budgets.
According to the figures of the Central Individual Credit Register of the National Bank of Belgium (BNB), hundreds of thousands of borrowers are currently in arrears, with total overdue amounts reaching several billion euros. This covers both consumer loans and mortgage loans, and concerns millions of active contracts.
These figures highlight a key reality: a late payment is never harmless. Each delay can have an impact on your credit history, the cost of your financing, and your future projects. Anticipating repayment difficulties and reacting quickly is therefore crucial to protect your financial situation in 2026 and beyond.
Key indicators
• Millions of loans (consumer and mortgage) are currently being repaid in Belgium.
• The average amount in arrears per loan is several thousand euros, which can quickly destabilise a household budget.