1. Benefit from a Walloon Region Grant for the purchase of a home belonging to the public sector
The acquisition grant is a financial aid of €745 granted by the Walloon Region, under certain conditions, to people who purchase, either privately or at a public sale, a home belonging to the public sector. This includes, for example, a house sold by a social housing company, a municipality, a C.P.A.S., the Post Office, or the S.N.C.B.
If you obtain the acquisition grant, you will also benefit from a reduction in registration fees to 0%.
If you purchase an improvable home, in addition to the acquisition grant, you can apply for a rehabilitation grant (without the increase provided for the purchase of the home to be rehabilitated).
2. Benefit from free insurance for the repayment of a mortgage loan in case of income loss
Wallonia subscribes for you and at its expense this insurance against income loss, which allows for the partial repayment of your mortgage loan if you lose your job or if you are unable to work. You can benefit from it if you take out a mortgage loan to buy, build, rehabilitate, or restructure your home, and under certain conditions.
3. Finance the renovation/purchase/construction of my home with advantageous rates/conditions through a social credit organization
Loans at advantageous rates are granted under certain conditions by the Walloon Social Credit Society. The conditions and types of beneficiaries are described by the Walloon Social Credit Society.
4. If you are a large family, finance the renovation/purchase/construction of my home with advantageous rates/conditions
The Housing Fund for Large Families of Wallonia helps large families realize the renovation of their home by granting loans at reduced rates.
5. Obtain a mortgage or complementary loan granted by my province
Certain provinces grant advantageous loans or complementary loans.
6. Obtain a mortgage loan thanks to the guarantee of Wallonia for its repayment
The objective is to allow borrowers who do not have sufficient personal funds to still be able to benefit from a loan. Wallonia then commits to intervene in the loss suffered by the lending organization on the part of the loan exceeding 70% of the market value of the home.
7. Benefit from the possibility of purchasing social housing
These are properties sold by the Walloon Housing Society (SWL) under social conditions for low-income individuals.