Free Legal Advice & Pro Bono Legal Information for Your Credit Projects
Crédit Populaire Européen – your credit partner – gives you access to a free legal advisor for all your questions about loans, guarantees, listings, insurance and the legal impact of your financial decisions. This service is available to you in 2026, whether you are a client or not.
From Monday to Friday, 9:00 AM to 6:00 PM, our internal legal department helps you better understand your rights and obligations before signing, renegotiating, or repurchasing a credit, so you can make informed, secure choices.
Get your free simulation for Information Juridique GratuiteContact your free legal advisor
Reach our legal department directly by phone from Monday to Friday, 9:00 AM to 6:00 PM:
065/84.02.03
Legal support for all your credit and financing questions
CPE is your specialist in mortgage credit, personal loans, consumer credit, credit repurchase, credit consolidation, quick credit, renovation credits and renovation loans. On our website you can discover our full range of credit solutions tailored to your projects and your budget.
Because credit is governed by strict regulations, many borrowers have doubts about mortgage guarantees, notary fees, early repayments or the consequences of a listing. Our legal advisor answers all these questions clearly and free of charge, so you fully understand your contract before committing.
From the first information request to the signing of your contract, our goal is to offer you a secure and transparent experience: you keep control of your decisions while benefiting from a professional legal analysis adapted to your personal and financial situation.
Free legal advice: how it works
- Call 065/84.02.03
- Explain your situation and your questions
- Receive clear, practical answers during the call
- Service available from Monday to Friday, 9:00 AM to 6:00 PM
Examples of questions your free legal advisor can answer
Credit law can be complex, and each situation is unique. Our free legal advisor quickly provides you with reassuring and precise answers to help you make the right choices for your projects and your family. Do not remain in doubt or uncertainty: call your free legal advisor at 065/84.02.03.
You can ask your advisor to explain what a mortgage is, which assets can be mortgaged, and how this guarantee protects both you and the bank in the context of a mortgage credit.
They can also detail how mortgage registration, duration and possible release of the mortgage work over time.
Your legal advisor can explain in detail how notary fees are calculated, what portion corresponds to taxes, what portion constitutes the notary’s remuneration and which additional costs may apply for your mortgage credit.
Simulation frais de notaireThe advisor helps you understand what a remaining balance insurance is, in which cases it is recommended or required, and what protection it offers your beneficiaries in the event of death or disability.
You can request explanations about listing: time before being listed, duration of the listing, consequences on your borrowing capacity and the possibilities of having a listing removed depending on your situation.
Your advisor informs you about the early repayment of your credit: legal conditions, any indemnities, and the financial impact of repaying part or all of your loan in advance.
You can discuss the differences between a fixed rate and a variable rate, the associated risks and benefits, and which option may best suit your profile and your medium- and long-term projects.
You can also ask questions about APR, guarantees and endorsements, salary delegation, seizure, credit repurchase and consolidation, the consideration of family allowances in your borrowing capacity, or the consequences of a divorce or a death on your credit contract. It is impossible to exhaustively list all the questions we receive daily.
Beyond credit: other legal areas covered
Our legal advisor can also guide you on questions of:
- Civil law
- Family law
- Certain criminal law issues
Do not hesitate to explain your case: we will gladly provide you with clear and understandable answers adapted to your situation in 2026.
Why use CPE’s free legal information service?
Independent, professional advice
Benefit from the expertise of a specialized legal department that focuses on protecting your interests, explaining each legal clause and the implications of your choices in simple, accessible language.
Free and without obligation
The phone consultation is completely free, with no obligation to take out a credit with CPE afterwards. You receive objective information to compare your options and safeguard your financial projects.
Regroupement hypothécaireFast answers when you need them
From Monday to Friday, 9:00 AM to 6:00 PM, you receive quick, concrete answers to your questions, so you do not delay an important decision such as signing a credit offer, renegotiating a contract or handling a difficult situation.
Still have legal questions about your credit?
Call 065/84.02.03 for a free legal consultation, then simulate your credit online to receive a tailored offer.