Are you looking for financing? Do you need money for personal purchases, to finance the purchase of a car? A mortgage loan to buy a house, an apartment, or even finance renovation work at your home?
You are faced with a myriad of players in the credit market, you surf the websites but remain a bit worried because you do not know exactly what lies behind a credit intermediary.
We have created this small newsletter and an explanatory video to reassure you and explain very simply the process of a credit request in our company.
Our credit solutions
We grant loans for all purposes: from the need for cash to a car financing or a mortgage loan to buy or renovate your house or apartment.
Your request must be at least €2,500 and you must be domiciled in Belgium or the Grand Duchy of Luxembourg.
Submit your request
You have the choice between:
Don’t forget that we have a credit simulator that will give you a precise idea of the monthly payment you will have to repay based on the amount borrowed.
We forward your credit request to one of our partners
Crédit Populaire Eurpéen works with 20 different financial partners which allows us to guarantee you the best rate on the market.
We forward to our different partners and keep the one that presents us with the best conditions based on your request and your profile.
We obtain a response within 24 hours of your request.
We defend your request
If we receive a refusal, our brokers immediately contact the aggregators to defend your file or we submit your request to another financial institution.
Remember that if you are listed at the National Bank of Belgium due to a default recorded in one of your previous credits, you will have to wait one year after settling this contentious credit to be able to borrow again.
The signing of your credit contract
As long as you have not signed your credit contract, you are not bound by anything.
When your file is accepted, we give you an appointment to sign your credit contract.
We can receive you at Mons, Brussels, Arlon, and Esch-sur-Alzette in Luxembourg.
At the signing, you must bring the following documents:
- Your identity card (and your residence card for foreigners);
- Your last three pay slips;
- Your bank statements proving that your salary is indeed paid into one of your current accounts.
If you are married, your partner will also need to sign the credit contract.
Receipt of funds
The borrowed funds will be deposited into your current account within 48 hours following the signing of your credit contract. For obvious security reasons, you will never receive the money in cash at one of our agencies.
You will start the monthly repayments in the month of signing your credit.