Back-to-School Credit & Student Loans
The new school year always comes with extra expenses: school supplies, clothes, transport, housing, and tuition fees. With tailored back-to-school credit solutions, CPE helps you spread these costs over time and protect your family budget.
Whether your child is starting secondary school or entering university, our personal loan solutions give you the flexibility you need to finance all essential expenses in 2026, without compromising your everyday financial comfort.
Get your free simulation for Back-to-School CreditFinance the 2026 School Year with Peace of Mind
CPE (Crédit Populaire Européen) supports families and students with simple, transparent and fast personal loans, starting from €2,500 to cover all back-to-school needs.
From registration fees to dorm rent and everyday student life, you benefit from clear conditions and personalised guidance from our experienced brokers.
What Are the Main Back-to-School Expenses?
Each new school year represents a significant financial challenge for many families. In secondary education, the overall yearly cost per child can easily reach several hundred euros when you take into account the purchase of a school bag, new clothes, shoes, textbooks, digital tools, and all fees required by the school. When several children are in school at the same time, the pressure on the household budget becomes even stronger.
For university students, the budget is even higher. In 2026, besides ordinary university tuition fees, you also have to consider numerous additional costs: renting a dorm room or studio, which often ranges between €300 and €450 per month, public transport or a small car, syllabi and textbooks, a computer, and daily living expenses. The real cost of a university year can thus be substantial and often exceeds what a family can pay in a single month.
Opting for a well-structured personal loan allows you to spread these unavoidable back-to-school expenses over several months. This gives you room to breathe, ensures your child starts the year under the best conditions, and helps you avoid using costly short-term solutions such as overdrafts or revolving credit.
Why plan your 2026 school budget?
By anticipating your school and university expenses, you can:
- Reduce the impact of large one-off payments
- Avoid unexpected overdraft fees
- Secure your child’s start to the school year
CPE Credit Solutions for the 2026 School Year
To support families and students, Crédit Populaire Européen offers credits and personal loans from €2,500. This allows you to finance both a modest back-to-school budget and more substantial university-related expenses, while keeping your monthly repayments under control.
With a back-to-school personal loan, you can combine various costs into a single, clear and predictable monthly payment: school supplies, tuition fees, rent deposit, transport, or even the purchase of a small car. You choose the amount that matches your needs and a repayment period that fits your financial capacity.
Our brokers analyse your situation with you and guide you towards the most suitable formula, in full compliance with current regulations and with a strong commitment to responsible lending.
- Personal loan of €2,500.00, repayable over 30 months: monthly payment of €93.98 (APR 9.95%), credit cost €319.14, total repayment €2,819.14. This credit is repayable over a period of 24 to 30 months.
- Personal loan of €5,000.00, repayable over 36 months: monthly payment of €160.22 (APR 9.95%), credit cost €767.92, total repayment €5,767.92. This credit is repayable over a period of 24 to 36 months.
These examples are provided for information purposes only and do not constitute a binding offer. The final conditions of your back-to-school credit will depend on your profile, your financial situation, and the credit analysis carried out by CPE.
Why Choose CPE for Your Back-to-School Credit?
Fast & Simple Process
A streamlined application, clear documentation and a quick response for your 2026 school year, so that you can organise everything in time, without administrative stress.
Personalised Guidance
Our brokers take the time to understand your situation and advise you on the most appropriate back-to-school financing solution, tailored to your family and your budget.
Transparent & Responsible
Clear rates, no hidden fees and financing that respects your repayment capacity, in line with CPE’s commitment to responsible lending and long-term customer relationships.
Estimate Your Options with Our Online Tools
Our website offers several tools to help you better understand your borrowing capacity and the different credit solutions available. You can use our online resources to get a first idea of the budget you could allocate to the 2026 back-to-school period and compare several financing scenarios.
This initial estimate is a useful starting point to prepare your project before speaking directly with a CPE broker, who will refine the parameters with you and confirm the most suitable solution.
Our Brokers Are at Your Service
Our experienced brokers are available to explain which documents you need to present and to guide you step by step in your back-to-school credit application. They help you choose the repayment period, the amount, and the structure that best match your objectives and constraints.
Do not hesitate to contact our agencies for any information or to discuss your project in detail. Together, we will prepare a 2026 school year that is financially under control and fully focused on your children’s success.
Ready to Finance Your 2026 Back-to-School Budget?
Take a few minutes to submit your request and receive a tailored back-to-school credit proposal, adapted to your situation and your projects.
Get your free simulation pour Back-to-School Credit