Credit Contract Withdrawal: Understand Your Rights Before It’s Too Late
You have just signed a credit contract and you are having second thoughts? As a consumer, you benefit from a powerful legal protection: the right to withdraw from your credit contract under strict conditions and deadlines. Knowing exactly how and when you can cancel can save you money, stress, and future complications.
In this guide updated for 2026, discover the legal timeframe, the practical steps to exercise your right of withdrawal, and the consequences on your loan, the goods financed, and any related insurance.
I Signed a Credit Contract: Can I Withdraw?
Learn how the legal cooling‑off period works, which communications are valid, and what you must repay to your lender if you decide to step back from the contract.