Credit Buyback: Simplify Your Finances and Reduce Your Monthly Payments
Credit buyback offers you two solutions tailored to your needs: refinance your mortgage to benefit from a more advantageous interest rate, or consolidate your installment loans to reduce your monthly payments while extending the repayment period. Need additional cash flow? This is also possible during this operation. Opt for simplified financial management and start saving now!
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Credit Buyback
Firstly, credit buyback is a specific product that can come in two forms. The first is a refinancing of your mortgage to benefit from a lower interest rate than your initial rate.
Secondly, the second solution is a consolidation of your installment loans. The aim is to reduce monthly payments while extending the duration of your loan. On this occasion, you have the option to add additional cash if necessary.
Objective of Credit Buyback?
In case of refinancing your mortgage, you will benefit from a decrease in the interest rate on the real estate market.
In case of consolidation, the objective is to reduce your monthly charges while extending the duration of your loan and possibly adding a surplus of liquidity.
Options for Credit Consolidation
Installment Loan: for the consolidation of your loans.
Mortgage Loan: for refinancing at the best rate on the market.
Who Can Benefit from Credit Consolidation?
Anyone who has taken out one or more loans and lives in Belgium or Luxembourg.
Conditions to Benefit from Credit Consolidation?
First, have one or more ongoing credits in Belgium or Luxembourg.
Then, you can be listed with the National Bank of Belgium, we will look for a solution together.
Finally, receive income adapted to the requested loan.
This credit is open to self-employed.
Credit buyback is associated with no fees.
When is it Appropriate to Resort to Credit Consolidation?
If you have one or more personal loans, or even a mortgage loan, and you are struggling to repay them all, it may be advantageous to get professional advice on your financial situation. They can examine how consolidating all your loans could help you financially.
Cpe is a credit broker in Belgium that offers credits.
Clients who have other credits are often encouraged to buy back credit in Belgium.
Cpe grants financial loans in the Belgian and Luxembourg territories. Expert in installment loans. Cpe can advise each client on what best suits their situation.
For example, if we have clients who are already in debt and want another consumer credit, we can offer them to take out a credit in Belgium.
However, it’s a good financial move because it allows the client to consolidate all their monthly payments into one. And to deal with only one interlocutor for all their credits.
Your loan contract can be modified to reduce the amount of monthly payments or to end the contract earlier. Thus, if your budget allows, make higher monthly payments to finish your loan faster.
The + of CPE
Our collaborators:
- study the conditions of your ongoing credits (duration, rate, guarantee, etc…).
- listen to your request and examine your new project with you.
- find the credit that will allow you to benefit from a more interesting interest rate.
- can offer self-employed individuals short on cash flow the solution best suited to their needs.
- send your money within three days following the acceptance of your credit consolidation.
- advise you to solve any temporary payment difficulties.
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