Independent Credit: Support Your Professional Projects
Personal Project
Independents and liberal professions in Belgium or Luxembourg, finance your professional projects with CPE. Whether it’s for temporary cash flow, an investment, or a credit consolidation, our solutions adapt to your specific needs. Trust our expertise to support your business with peace of mind.
Independent Credit and Liberal Professions
Are you an independent or a holder of a liberal profession? Our company is one of the few to grant loans to independents and holders of liberal professions both in Belgium and Luxembourg. It requires 3 years of activity and no delays in ONSS and VAT. Discover the independent credit and liberal professions.
We work with independents who operate in their personal name as well as within a commercial company.
Do you have temporary cash flow difficulties, is your order book full but you are waiting for payment from some clients, or have you made a significant investment but the financial repercussions will only be felt in a few months? We can help you through a difficult period of your professional activity.
You can simulate a personal loan, a credit consolidation, a mortgage loan…
In Brief…
Objective of credit consolidation?
Independent credit allows a holder of a liberal profession to obtain a loan in the form of centralization or acquisition. This financing will be in the form of a mortgage loan.
Who can apply for credit consolidation?
Anyone domiciled in Belgium or Luxembourg.
Grant conditions?
The independent who wants to borrow as an individual must have a professional activity of at least 3 years and prove their income by producing their latest tax assessment notice.
The independent who wants to borrow for their commercial company must prove the income of their company by producing their tax assessment notices or financial statements.
Financing is done in the form of centralization or acquisition.
A Luxembourg resident is limited to real estate acquisitions in Luxembourg.
The borrowing conditions are similar to the mortgage loan.
The + of CPE
Finally, our company is one of the few to grant credits to independents and holders of liberal professions.
- We conduct a thorough analysis of your file
- We work together to find a solution to your potential difficulties
- We offer you either a centralization or an acquisition in the form of a mortgage
- We work with Belgian and Luxembourg residents
- We can give you a preliminary response within 48 hours
- We have been active in the independent market for many years
Discover our solutions based on your projects
Services
Why choose our services?
Discover why thousands of customers trust us to finance their projects:
Get an answer
within 24 hours
Simple process
and online
Custom solutions
for all your projects
We inform you
of all details

What our customers say
Need funding?
I am carrying out my, project
- Go to our loan simulator.
- Select the type of project you want (personal loan, car loan, home improvement, loan consolidation, etc.).
- Enter the desired amount and term.
- Immediately get an estimate of your monthly payments and the total cost of the loan.
- If the offer suits you, you can submit your application online.
- Personal loan
- Car loan
- Home improvement loan
- Loan consolidation
- And much more…
- Valid ID (identity card or passport).
- Proof of income (pay slips, tax notice, etc.).
- Proof of address.
- Mersch Agency – 12, Grande-Duchesse Charlotte Street
- Esch-sur-Alzette Agency – 56, Rue de la Libération
- 📞 Phone: +352/24.55.99.99
- 📧 Email: info@cpe-credit.com
- 🌐 Website: www.cpe-credit.com
- Simulate your project with our tool:
- Select the type of project you want.
- Enter the amount and term to estimate your monthly payments in seconds.
- Receive a summary of your request instantly.
- If the offer suits you, continue to the next step.
- Fill out the loan application form with your details.
- Get an instant preliminary response – it’s free and with no obligation!
- ✔ The type of loan (personal, car, home improvement, loan consolidation, etc.).
- ✔ The amount borrowed – the higher the amount, the more the conditions may vary.
- ✔ The repayment term – a longer loan can affect the interest rate.