I am unemployed, can I borrow?

In principle, if you are unemployed you cannot borrow because your unemployment benefit cannot be seized unless you have a guarantee, that is to say a person who agrees with you and who has seizable income. . In addition, if you own an investment property and have rental income, you can borrow under a mortgage loan.

I am a foreign national. Can I get a loan from CPE?

Of course. A large majority of our customers are not Belgian.

My application for credit has been denied. How long do I have to wait to reapply?

You must wait three months and one day to reapply.

How long can my mortgage loan last?

The minimum duration is set at 8 years and the maximum duration at 30 years and depends on the age of the applicant.

What is an authentic act?

This is an act generally drawn up by a notary or in certain cases a bailiff. An authentic act is enforceable against third parties, that is to say that third parties or people who are not parties to the agreement cannot question the existence of the act. To take out a loan/mortgage credit, you must necessarily go before a notary because the deed of sale and the loan/mortgage credit contract are notarial acts.

My credit application was denied. How long do I have to wait to submit a new application?

In what form will I receive my money?

You will receive your money as a transfer to your current account within three working days at most.

Simultaneous credit application from different brokers?

Warning, borrowing money also costs money.

+32(0)65/84.02.03

Can I apply for credit simultaneously with several different brokers?

Especially not. If you submit several credit requests to different brokers, your request will probably be refused because the Personal Credit Center will consider that they are different credits.