You intend to take out a loan : consumer loan or mortgage loan. You would like to know the exact cost of your credit. The monthly premium that you will have to pay as well as the total amount of interest paid until maturity. Online credit simulation explained.
Our company provides you with a credit simulator which will allow you to know the exact amount of your premium depending on the type of credit you choose. Likewise, you will know precisely your APR as well as the total interest paid. You will therefore be able to know the total cost of your credit.
Credit transparency is the key element in the way we work.
Some explanations…
Our credit simulator
Visit our complete website and use our free credit simulator accessible on all our pages including the home page. You will also find an explanatory video which will allow you to optimize its use which is, moreover, very simple.
Thanks to these tools, you will be able to choose the credit that suits you, know the amount of your premium, the APR applied to your file, as well as the total amount of interest paid until maturity. You therefore know what you are committing to before subsequently signing your credit contract.
How does it work ?
Using our credit simulator is very simple. First, you choose your project : you borrow to buy a new car, to do renovation work, to buy a building or to obtain cash quickly. It is obvious that the interest rate is different depending on the nature of the use of the borrowed funds. Why? Because your banker will have different guarantees depending on whether you are buying a building or whether you want cash to pay late bills, or to go on vacation.
Then you choose the amount you want to borrow. You then ask the simulator to calculate your monthly premium. You then have the possibility of modifying your request according to the amounts of your premium or the duration of your loan. In summary, you choose your credit card according to your wishes depending on whether the determining criterion for you is either the amount of your premium or the duration of repayments.
The advantages of express credit
Thanks to our simulator, you know precisely the total cost of your credit. Our simulator informs you about the APR, the amount of your monthly premium, the total amount of interest paid until maturity and therefore the total amount of the cost of your credit.
This information is also required by the law of June 12, 1991 on consumer credit. You will find this information on the website of the SPF Economy in terms of consumer credit.
The conditions
If you consider that the calculated premium is too high or too low, you can vary the amount of the premium to pay or the duration of your repayments. So you really choose the product that suits you and best fits your budget.
Submit your request online
You have found the credit that suits you. You can submit your request online by clicking on the “ send my request ”. Don’t worry, this is a simulation and you will not be hired until you have physically met our employees at our offices to sign your credit contract. On this occasion, you will ask useful questions to resolve any remaining concerns that you may still have.
