National Bank of Belgium

The B.N.B. has a fundamental role in credit matters. As soon as you take out a loan, your lender (financial institution or bank) is obliged to report your loan to the Central Individual Credit Register.
Also, as soon as you do not pay two monthly payments, your credit organization must denounce your credit to the Central Credit Office and you will be registered. Each broker has access to the Central Credit Register and can therefore have knowledge of all the credits that are being executed as well as any payment default that has been reported.
As soon as you are registered, no broker can grant you a credit although solutions exist.

What is the NBB ?

The National Bank of Belgium is active in the following sectors of activity:

• The issue of coins and banknotes in Belgium;
• The central balance sheet office which is in charge of collecting the annual accounts of almost all the companies operating in Belgium;
• The central credit offices:
  • Central credit office for private individuals whose mission is to fight against overindebtedness;
  • Central credit office for companies analyzes the risks that banks incur when granting credit to the self-employed and to companies.
• Services to the State;
• European monetary policy;